MyState Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	46.93	35.56	35.29	38.5	32.03	36.34
Depreciation & Amortization	6.71	4.05	3.25	5.53	3.29	4.26
Other Amortization	4.64	4.64	4.04	3.87	5.63	5.28
Gain (Loss) on Sale of Assets	-	-	-	-	-0.85	0.25
Provision for Credit Losses	0.48	0.48	1.2	2.54	-0.76	-1
Change in Trading Asset Securities	-34.84	-153.95	128.99	-94.78	-125.8	-164.17
Change in Income Taxes	5.53	5.53	-1.15	4.2	3.17	-5.44
Change in Other Net Operating Assets	-322.34	-145.86	-142.79	-902.55	-1,371	-322.76
Other Operating Activities	30.16	0.97	-6.19	-0.56	-2.99	-0.13
Operating Cash Flow	-269.04	-254.9	21.62	-943.64	-1,453	-447.48
Capital Expenditures	-0.43	-1.02	-0.69	-2.24	-0.7	-0.5
Sale of Property, Plant and Equipment	2.83	-	-	-	4.77	-
Cash Acquisitions	95.2	95.2	-	-	-	-
Investment in Securities	3.2	-	-	-	-	-
Purchase / Sale of Intangibles	-10.8	-5.25	-11.77	-2.94	-4.34	-4.28
Other Investing Activities	0.09	-	-	-	-	-
Investing Cash Flow	90.09	88.92	-12.46	-5.18	-0.28	-4.78
Long-Term Debt Issued	-	99.92	0.07	99.94	114.81	49.98
Total Debt Issued	99.92	99.92	0.07	99.94	114.81	49.98
Long-Term Debt Repaid	-	-152.99	-1.75	-2.06	-1.67	-2.9
Net Debt Issued (Repaid)	-78.97	-53.07	-1.68	97.88	113.14	47.07
Issuance of Common Stock	0.22	0.21	0.04	0.05	0.06	55.42
Common Dividends Paid	-31.39	-27.71	-22.17	-10.61	-24.59	-11.66
Net Increase (Decrease) in Deposit Accounts	364.28	453.62	1.42	870.06	1,404	325.19
Financing Cash Flow	254.14	373.05	-22.39	957.38	1,492	416.03
Net Cash Flow	75.18	207.08	-13.23	8.56	38.95	-36.24
Free Cash Flow	-269.47	-255.92	20.93	-945.88	-1,454	-447.98
Free Cash Flow Margin	-115.84%	-137.47%	13.84%	-599.28%	-1029.12%	-321.10%
Free Cash Flow Per Share	-1.39	-1.55	0.15	-6.84	-13.69	-4.83
Cash Interest Paid	538.86	436.11	354.38	175.29	44.12	54.34
Cash Income Tax Paid	18.53	18.68	17.67	13.28	7.22	21.91

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.