Resimac Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	1,058	995.32	902.13	490.7	467.64
Total Interest Expense	891.6	847.81	691.45	226.87	223.17
Net Interest Income	166.4	147.51	210.68	263.83	244.47
Commissions and Fees	15.36	6.6	2.67	8.18	9.86
Gain (Loss) on Sale of Investments	1.29	-	-3.6	-	-
Other Revenue	3.1	1.1	5.79	2.81	6.3
Revenue Before Loan Losses	186.15	155.2	215.54	274.82	260.62
Provision for Loan Losses	22.56	7.94	2.24	11.45	2.68
Revenue	163.59	147.27	213.3	263.37	257.95
Revenue Growth (YoY)	11.08%	-30.96%	-19.01%	2.10%	44.42%
Salaries & Employee Benefits	56.66	51.88	51.23	45.27	37.49
Cost of Services Provided	20.78	19.18	40.25	47.92	41.29
Other Operating Expenses	37.42	26.09	26.44	26.73	27.09
Total Operating Expenses	114.86	97.15	117.91	119.91	105.87
Operating Income	48.73	50.11	95.39	143.46	152.08
EBT Excluding Unusual Items	48.73	50.11	95.39	143.46	152.08
Pretax Income	48.73	50.11	95.39	143.46	152.08
Income Tax Expense	14.14	15.32	28.93	41.31	44.27
Earnings From Continuing Ops.	34.58	34.79	66.46	102.15	107.81
Minority Interest in Earnings	-	-0.2	-0.01	-	-0.25
Net Income	34.58	34.59	66.45	102.15	107.56
Net Income to Common	34.58	34.59	66.45	102.15	107.56
Net Income Growth	-0.02%	-47.94%	-34.95%	-5.03%	92.38%
Shares Outstanding (Basic)	399	400	402	408	408
Shares Outstanding (Diluted)	401	400	403	410	410
Shares Change (YoY)	0.13%	-0.75%	-1.70%	-0.04%	0.68%
EPS (Basic)	0.09	0.09	0.17	0.25	0.26
EPS (Diluted)	0.09	0.09	0.16	0.25	0.26
EPS Growth	-0.12%	-47.57%	-33.82%	-5.00%	91.04%
Free Cash Flow	-431.29	-107.53	2,017	-1,586	-1,448
Free Cash Flow Per Share	-1.08	-0.27	5.00	-3.87	-3.53
Dividend Per Share	0.070	0.070	0.080	0.080	0.064
Dividend Growth	-	-12.50%	-	25.00%	113.33%
Operating Margin	29.79%	34.03%	44.72%	54.47%	58.96%
Profit Margin	21.14%	23.49%	31.15%	38.78%	41.70%
Free Cash Flow Margin	-263.64%	-73.02%	945.72%	-602.18%	-561.23%
Effective Tax Rate	29.03%	30.57%	30.33%	28.80%	29.11%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.