Resimac Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	1,062	1,058	995.32	902.13	490.7	467.64
Total Interest Expense	874.25	891.6	847.81	691.45	226.87	223.17
Net Interest Income	187.36	166.4	147.51	210.68	263.83	244.47
Commissions and Fees	22.17	15.36	6.6	2.67	8.18	9.86
Gain (Loss) on Sale of Investments	-	1.29	-	-3.6	-	-
Other Revenue	3.86	3.1	1.1	5.79	2.81	6.3
Revenue Before Loan Losses	213.39	186.15	155.2	215.54	274.82	260.62
Provision for Loan Losses	17.54	22.56	7.94	2.24	11.45	2.68
Revenue	195.86	163.59	147.27	213.3	263.37	257.95
Revenue Growth (YoY)	46.77%	11.08%	-30.96%	-19.01%	2.10%	44.42%
Salaries & Employee Benefits	57.89	56.66	51.88	51.23	45.27	37.49
Cost of Services Provided	20.98	20.78	19.18	40.25	47.92	41.29
Other Operating Expenses	46.87	37.42	26.09	26.44	26.73	27.09
Total Operating Expenses	125.74	114.86	97.15	117.91	119.91	105.87
Operating Income	70.12	48.73	50.11	95.39	143.46	152.08
EBT Excluding Unusual Items	70.12	48.73	50.11	95.39	143.46	152.08
Pretax Income	70.12	48.73	50.11	95.39	143.46	152.08
Income Tax Expense	20.56	14.14	15.32	28.93	41.31	44.27
Earnings From Continuing Ops.	49.57	34.58	34.79	66.46	102.15	107.81
Minority Interest in Earnings	-0.06	-	-0.2	-0.01	-	-0.25
Net Income	49.51	34.58	34.59	66.45	102.15	107.56
Net Income to Common	49.51	34.58	34.59	66.45	102.15	107.56
Net Income Growth	77.73%	-0.02%	-47.94%	-34.95%	-5.03%	92.38%
Shares Outstanding (Basic)	397	399	400	402	408	408
Shares Outstanding (Diluted)	398	401	400	403	410	410
Shares Change (YoY)	-0.66%	0.13%	-0.75%	-1.70%	-0.04%	0.68%
EPS (Basic)	0.12	0.09	0.09	0.17	0.25	0.26
EPS (Diluted)	0.12	0.09	0.09	0.16	0.25	0.26
EPS Growth	79.08%	-0.12%	-47.57%	-33.82%	-5.00%	91.04%
Free Cash Flow	25.3	-431.29	-107.53	2,017	-1,586	-1,448
Free Cash Flow Per Share	0.06	-1.08	-0.27	5.00	-3.87	-3.53
Dividend Per Share	0.075	0.070	0.070	0.080	0.080	0.064
Dividend Growth	7.14%	-	-12.50%	-	25.00%	113.33%
Operating Margin	35.80%	29.79%	34.03%	44.72%	54.47%	58.96%
Profit Margin	25.28%	21.14%	23.49%	31.15%	38.78%	41.70%
Free Cash Flow Margin	12.92%	-263.64%	-73.02%	945.72%	-602.18%	-561.23%
Effective Tax Rate	29.32%	29.03%	30.57%	30.33%	28.80%	29.11%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.