Resimac Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	49.51	34.58	34.59	66.45	102.15	107.56
Depreciation & Amortization	3.13	2.48	2.28	2.42	2.42	2.7
Other Amortization	11.36	11.36	10.08	10.58	11.57	9.55
Gain on Sale of Loans & Receivables	-	-	-	-	-0.23	-0.55
Loss (Gain) From Sale of Investments	-2.64	-2.64	-3.5	2.27	-22.59	-4.33
Provision for Credit Losses	27.51	27.51	11.6	2.24	11.45	2.68
Loss (Gain) on Equity Investments	-0.27	-0.27	-0.28	-3.78	-0.8	-
Stock-Based Compensation	0.44	0.44	0.2	0.83	0.79	0.79
Change in Accounts Payable	4.51	4.51	-1.54	-2.95	6.66	8.65
Change in Income Taxes	9.06	9.06	-0.8	-11.5	-12.69	-3.62
Change in Other Net Operating Assets	-503.21	-503.21	-163.05	1,948	-1,685	-1,574
Other Operating Activities	434.6	-6.27	2.7	5.31	3.91	3.9
Operating Cash Flow	25.34	-431.11	-107.46	2,017	-1,585	-1,447
Capital Expenditures	-0.04	-0.18	-0.07	-0.18	-0.53	-0.2
Cash Acquisitions	-1,418	-1,421	-8.03	-0.68	-83.59	-8.24
Divestitures	-	-	-	-	-	1.7
Investment in Securities	-1.92	6.76	-1.19	0.62	-10.01	-1.4
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-	-	1.76	-
Other Investing Activities	1.67	-	-	-	-	-0
Investing Cash Flow	-1,418	-1,414	-9.29	-0.24	-92.38	-8.15
Long-Term Debt Issued	-	12,214	11,246	7,839	14,597	11,793
Long-Term Debt Repaid	-	-10,410	-11,336	-9,673	-12,564	-10,203
Net Debt Issued (Repaid)	1,298	1,804	-90.08	-1,834	2,033	1,590
Issuance of Common Stock	1.09	1.09	0.7	0.68	0.17	0.17
Repurchase of Common Stock	-5.33	-5.09	-1.48	-5.19	-7.93	-1.34
Common Dividends Paid	-44.73	-44.87	-30.1	-32.17	-30.89	-16.17
Other Financing Activities	7.8	-5.53	23.16	5.59	-3.49	136.35
Financing Cash Flow	1,257	1,749	-97.8	-1,865	1,991	1,709
Foreign Exchange Rate Adjustments	-1.21	0.53	0.13	0.21	-0.53	-0.05
Net Cash Flow	-137.24	-95.26	-214.42	152.64	312.97	253.82
Free Cash Flow	25.3	-431.29	-107.53	2,017	-1,586	-1,448
Free Cash Flow Margin	12.92%	-263.64%	-73.02%	945.72%	-602.18%	-561.23%
Free Cash Flow Per Share	0.06	-1.08	-0.27	5.00	-3.87	-3.53
Cash Interest Paid	862.24	886.85	834.68	658.37	227.17	211.86
Cash Income Tax Paid	24.21	13.66	15.76	41.6	56.98	49.83

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.