Austriacard Holdings AG (ATH:ACAG)
Greece flag Greece · Delayed Price · Currency is EUR
9.75
-0.02 (-0.20%)
Last updated: Jul 1, 2026, 5:11 PM EET

Austriacard Holdings AG Earnings Call Transcripts

Fiscal Year 2026

  • DNP launched a takeover offer at a significant premium, with management and major shareholders supportive. Q1 2026 saw 8% revenue growth, 11% EBITDA growth, and a 61% net profit increase, driven by strong performance in Digital Technologies and U.S. expansion.

Fiscal Year 2025

  • 2025 saw a challenging first half offset by a strong recovery in H2, with improved EBITDA margin and robust cash flow. Growth in digital technologies, public sector projects, and new markets is expected to drive high single-digit revenue and margin gains in 2026.

  • Q3 2025 saw a strong rebound, with EBITDA up 16% year-over-year and robust cash flow, driven by digital and document lifecycle segments. Turkish market and fintech headwinds have normalized, and double-digit growth is targeted for 2026–2027.

  • First half 2025 saw revenue and profit declines due to Turkish market normalization and lower Metal Cards sales, but strong cash flow and leadership in core markets were maintained. Sequential growth is expected in H2, driven by public sector and fintech projects.

  • Investor Day 2025

    Revenue grew 10% to €385 million in 2023, with EBITDA margin rising to 14% and a focus on expanding digital and end-to-end solutions. Strategic priorities include geographic expansion, AI integration, and recurring revenue models, targeting 6%-7% organic growth and 15%-17% EBITDA margin by 2027.

Fiscal Year 2024

  • Delivered double-digit growth in revenue, EBITDA, and net income for 2024, with strong cash flow and margin expansion. Digital technologies and document lifecycle segments are expected to drive further growth, while Turkish market growth is set to plateau.