Alpha Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,012	4,037	4,408	3,582	1,692	1,888
Interest Income on Investments	52	23	6	4	2.3	1.83
Total Interest Income	4,064	4,060	4,414	3,586	1,694	1,889
Interest Paid on Deposits	2,350	2,439	2,763	1,923	517.76	511.64
Net Interest Income	1,714	1,621	1,651	1,663	1,176	1,378
Net Interest Income Growth	5.80%	-1.82%	-0.72%	41.40%	-14.63%	-9.97%
Gain (Loss) on Sale of Assets	24	15	23	3	316.61	-0.67
Gain (Loss) on Sale of Investments	-34	2	19	25	17.16	156.12
Other Non-Interest Income	486	508	498	458	561.82	365.1
Total Non-Interest Income	532	564	578	469	891.32	-1,727
Non-Interest Income Growth	-13.50%	-2.42%	23.24%	-47.38%	-	-
Revenues Before Loan Losses	2,246	2,185	2,229	2,132	2,067	-349.6
Provision for Loan Losses	218	399	453	469	560.96	1,433
Revenue	2,028	1,786	1,776	1,663	1,506	-1,783
Revenue Growth	16.48%	0.56%	6.79%	10.39%	-	-
Salaries and Employee Benefits	414	374	370	333	323.65	397.44
Occupancy Expenses	137	131	174	157	142.68	157.06
Selling, General & Administrative	265	259	232	254	386.75	475.4
Other Non-Interest Expense	169	92	109	72	19.01	15.37
Total Non-Interest Expense	953	818	888	815	869.04	1,039
EBT Excluding Unusual Items	1,075	968	888	848	637.44	-2,822
Asset Writedown	-	-38	-8	-19	-67.58	-
Legal Settlements	-6	-8	-	-6	-13.47	-
Pretax Income	1,051	904	818	780	543.88	-2,929
Income Tax Expense	152	-15	221	226	238.93	-55.8
Earnings From Continuing Operations	899	919	597	554	304.95	-2,873
Earnings From Discontinued Operations	19	24	57	64	63.46	-33.14
Minority Interest in Earnings	-	-	-	-	-0.31	-0.09
Net Income	918	943	654	618	368.1	-2,906
Preferred Dividends & Other Adjustments	70	70	48	24	-	-
Net Income to Common	848	873	606	594	368.1	-2,906
Net Income Growth	6.67%	44.06%	2.02%	61.37%	-	-
Basic Shares Outstanding	2,284	2,308	2,338	2,348	2,347	1,931
Diluted Shares Outstanding	2,289	2,312	2,341	2,351	2,351	1,931
Shares Change	-1.69%	-1.27%	-0.40%	0.01%	21.71%	25.12%
EPS (Basic)	0.37	0.38	0.26	0.25	0.16	-1.50
EPS (Diluted)	0.37	0.38	0.26	0.25	0.16	-1.50
EPS Growth	8.51%	45.91%	2.50%	61.26%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.113	0.113	0.030	0.026	-	-
Dividend Growth	274.56%	274.56%	16.54%	-	-	-
Effective Tax Rate	14.46%	-	27.02%	28.97%	43.93%	-