Bank of Bahrain and Kuwait B.S.C. (BAX:BBK)

BAX:BBK Income Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	250	251.9	237	152.3	118.4	137.7
Interest Paid on Deposits	131.8	127.3	103.6	49.8	35.8	56.9
Net Interest Income	118.2	124.6	133.4	102.5	82.6	80.8
Net Interest Income Growth (YoY)	-7.80%	-6.60%	30.15%	24.09%	2.23%	-24.70%
Gain (Loss) on Sale of Investments	6.4	7.7	4.6	2.7	3.6	3.5
Other Non-Interest Income	34.6	31.6	26.1	31.7	29.4	34.4
Total Non-Interest Income	41	39.3	30.7	34.4	33	37.9
Non-Interest Income Growth (YoY)	6.49%	28.01%	-10.76%	4.24%	-12.93%	-14.25%
Revenues Before Loan Losses	159.2	163.9	164.1	136.9	115.6	118.7
Provision for Loan Losses	8.1	17.3	9.9	8	2.9	5.6
Revenue	151.1	146.6	154.2	128.9	112.7	113.1
Revenue Growth (YoY)	2.51%	-4.93%	19.63%	14.37%	-0.35%	-14.71%
Salaries and Employee Benefits	39	37.3	39.2	34.5	33.5	32.7
Selling, General & Administrative	2.2	2.3	0.4	2.8	2.8	2.4
Other Non-Interest Expense	33.9	31.7	29.1	27.2	24.5	25.6
Total Non-Interest Expense	74.7	74	78.9	63.2	59.1	60.8
EBT Excluding Unusual Items	76.4	72.6	75.3	65.7	53.6	52.3
Pretax Income	76.4	72.6	75.3	65.7	53.6	52.3
Income Tax Expense	0.3	-0.1	0.2	0.7	0.1	-0.3
Earnings From Continuing Operations	76.1	72.7	75.1	65	53.5	52.6
Minority Interest in Earnings	-0.6	-0.7	-0.6	-0.6	-0.4	-0.6
Net Income	75.5	72	74.5	64.4	53.1	52
Net Income to Common	75.5	72	74.5	64.4	53.1	52
Net Income Growth	6.34%	-3.36%	15.68%	21.28%	2.11%	-31.03%
Basic Shares Outstanding	1,804	1,806	1,806	1,804	1,803	1,802
Diluted Shares Outstanding	1,804	1,806	1,806	1,804	1,803	1,802
Shares Change (YoY)	-0.15%	0.03%	0.10%	0.06%	0.03%	5.90%
EPS (Basic)	0.04	0.04	0.04	0.04	0.03	0.03
EPS (Diluted)	0.04	0.04	0.04	0.04	0.03	0.03
EPS Growth	6.50%	-3.39%	15.57%	21.21%	2.08%	-31.30%
Dividend Per Share	0.035	0.035	0.029	0.023	0.017	0.015
Dividend Growth	10.76%	22.38%	25.99%	37.58%	10.00%	-47.55%
Effective Tax Rate	0.39%	-	0.27%	1.06%	0.19%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.