Bank of Bahrain and Kuwait B.S.C. (BAX:BBK)

BAX:BBK Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	75.5	72	74.5	64.4	53.1	52
Depreciation & Amortization	7.8	8.8	7.8	8.1	7	7.1
Gain (Loss) on Sale of Investments	-7	-6.9	-2.9	-3.6	-4.2	-3.1
Provision for Credit Losses	7.7	16.1	7.5	8.6	2.8	8
Accrued Interest Receivable	-9.3	8.1	24.7	-74.8	5	-7.4
Change in Other Net Operating Assets	-340.2	-246.4	-146.8	-57.8	141.1	234.6
Other Operating Activities	27.7	27.7	19	10	10	10.5
Operating Cash Flow	-254.8	-144.3	-6	-68	160.9	304.8
Operating Cash Flow Growth	-	-	-	-	-47.21%	39.43%
Capital Expenditures	-7.4	-9.1	-8.1	-10.9	-6.2	-7.5
Investment in Securities	-201.1	-21	17.7	99.6	-18.1	-94.5
Income (Loss) Equity Investments	-0.4	2.7	10.2	-1.3	-1.7	0.1
Investing Cash Flow	-208.5	-30.1	9.6	88.7	-24.3	-102
Long-Term Debt Issued	-	214.9	37.7	18.8	56.6	-
Long-Term Debt Repaid	-	-207.3	-	-	-	-144.5
Net Debt Issued (Repaid)	94.2	7.6	37.7	18.8	56.6	-144.5
Issuance of Common Stock	-	0.3	0.6	0.9	0.7	0.4
Repurchase of Common Stock	-1.2	-0.9	-	-	-	-
Common Dividends Paid	-63.2	-57	-66.3	-29.7	-27	-38.5
Net Increase (Decrease) in Deposit Accounts	248.9	250.6	130.2	25.5	-117.2	-34.9
Other Financing Activities	-2.8	-2.8	-4.4	-2.6	-2.4	-2
Financing Cash Flow	275.9	197.8	97.8	12.9	-89.3	-219.5
Foreign Exchange Rate Adjustments	-1.6	-0.8	-0.9	-1.4	1.9	-2.4
Net Cash Flow	-189	22.6	100.5	32.2	49.2	-19.1
Free Cash Flow	-262.2	-153.4	-14.1	-78.9	154.7	297.3
Free Cash Flow Growth	-	-	-	-	-47.97%	45.17%
Free Cash Flow Margin	-173.53%	-104.64%	-9.14%	-61.21%	137.27%	262.87%
Free Cash Flow Per Share	-0.14	-0.09	-0.01	-0.04	0.09	0.17
Cash Interest Paid	132.2	125	92.8	42.2	31.5	65.7
Cash Income Tax Paid	-	-0.1	0.2	0.7	0.1	0.1

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.