BAX:BBK Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	80	72	74.5	64.4	53.1
Depreciation & Amortization	8.2	8.8	7.8	8.1	7
Gain (Loss) on Sale of Investments	-8.8	-6.9	-2.9	-3.6	-4.2
Provision for Credit Losses	8.3	16.1	7.5	8.6	2.8
Accrued Interest Receivable	-13.5	8.1	24.7	-74.8	5
Change in Other Net Operating Assets	-412.1	-246.4	-146.8	-57.8	141.1
Other Operating Activities	25.8	27.7	19	10	10
Operating Cash Flow	-319.8	-144.3	-6	-68	160.9
Operating Cash Flow Growth	-	-	-	-	-47.21%
Capital Expenditures	-9.9	-9.1	-8.1	-10.9	-6.2
Cash Acquisitions	166.3	-	-	-	-
Investment in Securities	-208.4	-21	17.7	99.6	-18.1
Income (Loss) Equity Investments	-1.5	2.7	10.2	-1.3	-1.7
Investing Cash Flow	-52	-30.1	9.6	88.7	-24.3
Long-Term Debt Issued	188.5	214.9	37.7	18.8	56.6
Long-Term Debt Repaid	-94.3	-207.3	-	-	-
Net Debt Issued (Repaid)	94.2	7.6	37.7	18.8	56.6
Issuance of Common Stock	0.3	0.3	0.6	0.9	0.7
Repurchase of Common Stock	-0.5	-0.9	-	-	-
Common Dividends Paid	-63.1	-57	-66.3	-29.7	-27
Net Increase (Decrease) in Deposit Accounts	385.5	250.6	130.2	25.5	-117.2
Other Financing Activities	-2.8	-2.8	-4.4	-2.6	-2.4
Financing Cash Flow	413.6	197.8	97.8	12.9	-89.3
Foreign Exchange Rate Adjustments	-1.3	-0.8	-0.9	-1.4	1.9
Net Cash Flow	40.5	22.6	100.5	32.2	49.2
Free Cash Flow	-329.7	-153.4	-14.1	-78.9	154.7
Free Cash Flow Growth	-	-	-	-	-47.97%
Free Cash Flow Margin	-214.79%	-104.64%	-9.14%	-61.21%	137.27%
Free Cash Flow Per Share	-0.18	-0.09	-0.01	-0.04	0.09
Cash Interest Paid	129.4	125	92.8	42.2	31.5
Cash Income Tax Paid	0.2	-0.1	0.2	0.7	0.1

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.