Bahrain Islamic Bank B.S.C. (BAX:BISB)

BAX:BISB Income Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	52.71	53.25	49.37	49.41	42.44	40.51
Interest Income on Investments	26.76	20.85	17.9	12.64	13.4	12.66
Total Interest Income	79.47	74.1	67.27	62.05	55.83	53.17
Interest Paid on Borrowings	46.17	38	30.23	14.83	10.09	0.18
Total Interest Expense	33	38	30.23	14.83	10.09	0.18
Net Interest Income	46.47	36.11	37.04	47.22	45.75	52.99
Net Interest Income Growth (YoY)	25.61%	-2.51%	-21.57%	3.22%	-13.67%	-3.67%
Gain (Loss) on Sale of Equity Investments	0.13	0.11	0.35	0.01	-0.27	-0.24
Other Non-Interest Income	10.99	8.55	10.26	3.71	3.22	-11.33
Total Non-Interest Income	20.8	8.71	10.82	3.11	2.15	-13.99
Non-Interest Income Growth (YoY)	123.58%	-19.56%	248.60%	44.22%	-	-
Revenues Before Loan Losses	67.27	44.81	47.86	50.33	47.9	39
Provision for Loan Losses	8.48	6.98	6.64	9.56	16.01	28.16
Revenue	58.79	37.83	41.23	40.77	31.89	10.84
Revenue Growth (YoY)	54.72%	-8.24%	1.13%	27.82%	194.26%	-65.38%
Salaries and Employee Benefits	14.36	13.3	12.38	13.09	11.3	12.26
Occupancy Expenses	1.77	1.82	1.82	1.71	1.58	1.38
Selling, General & Administrative	-	-	-	1.3	1.24	1.16
Other Non-Interest Expense	25.8	17.64	15.88	10.22	8.45	8.61
Total Non-Interest Expense	41.93	32.76	30.09	26.31	22.56	23.4
EBT Excluding Unusual Items	16.87	5.07	11.14	14.45	9.33	-12.56
Legal Settlements	-	-	-	-1.89	-3.2	-
Pretax Income	16.87	5.07	11.14	12.57	6.13	-12.56
Net Income	16.87	5.07	11.14	12.57	6.13	-12.56
Preferred Dividends & Other Adjustments	-	1.91	1.9	1.9	-	-
Net Income to Common	16.87	3.16	9.24	10.67	6.13	-12.56
Net Income Growth	200.48%	-54.47%	-11.39%	104.99%	-	-
Basic Shares Outstanding	1,164	1,055	1,054	1,053	1,053	1,053
Diluted Shares Outstanding	1,164	1,055	1,054	1,053	1,053	1,053
Shares Change (YoY)	10.42%	0.07%	0.06%	0.05%	0.03%	0.03%
EPS (Basic)	0.01	0.00	0.01	0.01	0.01	-0.01
EPS (Diluted)	0.01	0.00	0.01	0.01	0.01	-0.01
EPS Growth	312.03%	-65.77%	-13.47%	73.91%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.