BAX:BISB Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	53.62	53.25	49.37	49.41	42.44
Interest Income on Investments	27.05	20.85	17.9	12.64	13.4
Total Interest Income	80.68	74.1	67.27	62.05	55.83
Interest Paid on Borrowings	28.6	38	30.23	14.83	10.09
Total Interest Expense	28.6	38	30.23	14.83	10.09
Net Interest Income	52.08	36.11	37.04	47.22	45.75
Net Interest Income Growth (YoY)	44.23%	-2.51%	-21.57%	3.22%	-13.67%
Gain (Loss) on Sale of Equity Investments	0.13	0.11	0.35	0.01	-0.27
Other Non-Interest Income	12.05	8.55	10.26	3.71	3.22
Total Non-Interest Income	22.41	8.71	10.82	3.11	2.15
Non-Interest Income Growth (YoY)	157.40%	-19.56%	248.60%	44.22%	-
Revenues Before Loan Losses	74.49	44.81	47.86	50.33	47.9
Provision for Loan Losses	9.9	6.98	6.64	9.56	16.01
Revenue	64.59	37.83	41.23	40.77	31.89
Revenue Growth (YoY)	70.74%	-8.24%	1.13%	27.82%	194.26%
Salaries and Employee Benefits	14.95	13.3	12.38	13.09	11.3
Occupancy Expenses	1.86	1.82	1.82	1.71	1.58
Selling, General & Administrative	-	-	-	1.3	1.24
Other Non-Interest Expense	29.25	17.64	15.88	10.22	8.45
Total Non-Interest Expense	46.05	32.76	30.09	26.31	22.56
EBT Excluding Unusual Items	18.54	5.07	11.14	14.45	9.33
Legal Settlements	-	-	-	-1.89	-3.2
Pretax Income	18.54	5.07	11.14	12.57	6.13
Net Income	18.54	5.07	11.14	12.57	6.13
Preferred Dividends & Other Adjustments	-	1.91	1.9	1.9	-
Net Income to Common	18.54	3.16	9.24	10.67	6.13
Net Income Growth	265.62%	-54.47%	-11.39%	104.99%	-
Basic Shares Outstanding	1,176	1,055	1,054	1,053	1,053
Diluted Shares Outstanding	1,176	1,055	1,054	1,053	1,053
Shares Change (YoY)	11.51%	0.07%	0.06%	0.05%	0.03%
EPS (Basic)	0.02	0.00	0.01	0.01	0.01
EPS (Diluted)	0.02	0.00	0.01	0.01	0.01
EPS Growth	425.51%	-65.77%	-13.47%	73.91%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.