BAX:BISB Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	53.19	53.62	53.25	49.37	49.41	42.44
Interest Income on Investments	29.95	27.05	20.85	17.9	12.64	13.4
Total Interest Income	83.14	80.68	74.1	67.27	62.05	55.83
Interest Paid on Borrowings	26.05	28.6	38	30.23	14.83	10.09
Total Interest Expense	26.05	28.6	38	30.23	14.83	10.09
Net Interest Income	57.09	52.08	36.11	37.04	47.22	45.75
Net Interest Income Growth (YoY)	51.55%	44.23%	-2.51%	-21.57%	3.22%	18.88%
Gain (Loss) on Sale of Investments	0.19	0.19	-	-	-	-
Gain (Loss) on Sale of Equity Investments	0.09	0.13	0.11	0.35	0.01	-0.27
Other Non-Interest Income	12.09	11.86	8.55	10.26	3.71	3.22
Total Non-Interest Income	13.06	22.41	8.71	10.82	3.11	2.15
Non-Interest Income Growth (YoY)	-29.61%	157.40%	-19.56%	248.60%	44.22%	314.84%
Revenues Before Loan Losses	70.15	74.49	44.81	47.86	50.33	47.9
Provision for Loan Losses	8.67	9.9	6.98	6.64	9.56	16.01
Revenue	61.47	64.59	37.83	41.23	40.77	31.89
Revenue Growth (YoY)	28.37%	70.74%	-8.24%	1.13%	27.82%	194.26%
Salaries and Employee Benefits	14.22	14.95	13.3	12.38	13.09	11.3
Occupancy Expenses	1.96	1.86	1.82	1.82	1.71	1.58
Selling, General & Administrative	1.53	1.53	2.06	-	1.3	1.24
Other Non-Interest Expense	32.05	27.71	15.59	15.88	10.22	8.45
Total Non-Interest Expense	49.76	46.05	32.76	30.09	26.31	22.56
EBT Excluding Unusual Items	11.72	18.54	5.07	11.14	14.45	9.33
Legal Settlements	-	-	-	-	-1.89	-3.2
Pretax Income	11.72	18.54	5.07	11.14	12.57	6.13
Net Income	11.72	18.54	5.07	11.14	12.57	6.13
Preferred Dividends & Other Adjustments	1.9	1.9	1.91	1.9	1.9	-
Net Income to Common	9.81	16.64	3.16	9.24	10.67	6.13
Net Income Growth	-16.57%	265.62%	-54.47%	-11.39%	104.99%	-
Basic Shares Outstanding	1,056	1,055	1,055	1,054	1,053	1,053
Diluted Shares Outstanding	1,056	1,055	1,055	1,054	1,053	1,053
Shares Change (YoY)	0.06%	0.06%	0.07%	0.06%	0.05%	0.03%
EPS (Basic)	0.01	0.02	0.00	0.01	0.01	0.01
EPS (Diluted)	0.01	0.02	0.00	0.01	0.01	0.01
EPS Growth	-19.17%	425.57%	-65.77%	-13.47%	73.91%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.