BAX:BISB Balance Sheet

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	314.2	175.63	74.4	101.07	106.68
Investment Securities	201.96	165.9	78.46	139.46	219.41
Trading Asset Securities	0.43	2.14	0.97	2.07	-
Total Investments	202.39	168.04	79.42	141.53	219.41
Gross Loans	1,240	1,225	1,124	1,034	978.92
Allowance for Loan Losses	-146.29	-136.42	-116.67	-42.43	-32.97
Other Adjustments to Gross Loans	-94.98	-87.72	-82.72	-81.81	-79.1
Net Loans	998.52	1,001	924.34	910.01	866.85
Property, Plant & Equipment	15.95	15.26	14.13	14.25	13.85
Investments in Real Estate	13.72	14.58	14.73	16.18	14.68
Other Receivables	7.74	2.12	0.25	0.63	0.37
Restricted Cash	52.59	46.04	38.89	38.72	25.81
Other Current Assets	2.13	1.94	1.93	9.51	9.54
Other Real Estate Owned & Foreclosed	0.95	-	-	-	2.52
Other Long-Term Assets	196.08	117.67	210	129.93	64.83
Total Assets	1,804	1,542	1,358	1,362	1,325
Accounts Payable	2.58	2.71	1.05	3.71	3.91
Accrued Expenses	9.32	7.27	6.64	7.29	4.88
Non-Interest Bearing Deposits	254.6	216.44	202.51	231.08	249.75
Total Deposits	254.6	216.44	202.51	231.08	249.75
Short-Term Borrowings	260.13	175.2	181.5	110.11	56.92
Current Portion of Long-Term Debt	248.16	539.56	377.35	373.92	328.17
Current Portion of Leases	-	-	0.21	0.11	0.2
Current Income Taxes Payable	0.55	1.17	0.93	0.68	0.35
Other Current Liabilities	30.45	26.63	15.63	24.76	20.63
Long-Term Debt	9.49	8.71	15.71	23.93	17.59
Long-Term Leases	0.4	0.44	0.21	0.08	0.14
Other Long-Term Liabilities	825.33	416.39	411.72	450.41	516.23
Total Liabilities	1,641	1,395	1,213	1,226	1,199
Common Stock	106.41	106.41	106.41	106.41	106.41
Additional Paid-In Capital	0.13	0.21	0.21	0.21	0.21
Retained Earnings	30.06	13.83	11.2	2.39	-7.99
Treasury Stock	-0.68	-0.89	-0.89	-0.89	-0.89
Comprehensive Income & Other	27.36	27.87	27.71	27.64	28.03
Shareholders' Equity	163.28	147.42	144.63	135.75	125.76
Total Liabilities & Equity	1,804	1,542	1,358	1,362	1,325
Total Debt	518.18	723.91	574.98	508.15	403.03
Net Cash (Debt)	-203.54	-546.15	-499.61	-405.01	-296.35
Net Cash Per Share	-0.19	-0.52	-0.47	-0.38	-0.28
Filing Date Shares Outstanding	1,060	1,058	1,058	1,058	1,058
Total Common Shares Outstanding	1,060	1,058	1,058	1,058	1,058
Book Value Per Share	0.13	0.12	0.11	0.10	0.10
Tangible Book Value	163.28	147.42	144.63	135.75	125.76
Tangible Book Value Per Share	0.13	0.12	0.11	0.10	0.10

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.