BAX:BISB Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	18.54	5.07	11.14	12.57	6.13
Depreciation & Amortization	1.86	1.82	1.82	1.71	1.58
Gain (Loss) on Sale of Assets	-9.74	-	-0.08	-0.02	-0.02
Gain (Loss) on Sale of Investments	0.12	0.13	0.83	0.26	2.87
Total Asset Writedown	-0.21	0.25	0.13	0.81	0.91
Provision for Credit Losses	9.56	7.3	5.62	10.28	5.23
Change in Other Net Operating Assets	100.13	79.97	-68.65	-75.64	-138.86
Other Operating Activities	-	-0.56	0.1	0.17	10.05
Operating Cash Flow	120.13	93.87	-49.44	-49.86	-111.84
Operating Cash Flow Growth	27.98%	-	-	-	-
Capital Expenditures	-2.55	-2.56	-1.16	-1.91	-0.7
Investment in Securities	-114.79	4.63	-18.02	13.98	8.63
Income (Loss) Equity Investments	-0.13	-0.11	-0.35	-0.01	0.27
Investing Cash Flow	-102.66	2.07	-17.8	12.07	7.94
Short-Term Debt Issued	-	-	71.39	53.19	56.92
Long-Term Debt Issued	84.93	-	-	-	-
Total Debt Issued	84.93	-	71.39	53.19	56.92
Short-Term Debt Repaid	-	-6.31	-	-	-
Long-Term Debt Repaid	-	-0.37	-0.33	-0.36	-0.35
Total Debt Repaid	-	-6.68	-0.33	-0.36	-0.35
Net Debt Issued (Repaid)	84.93	-6.68	71.06	52.84	56.57
Issuance of Common Stock	-	-	-	-	25
Repurchase of Common Stock	-0.08	-0.05	-0.03	-0.08	-0.11
Common Dividends Paid	-1.9	-1.91	-1.9	-1.9	-
Net Increase (Decrease) in Deposit Accounts	38.15	13.93	-28.57	-18.67	61.01
Other Financing Activities	-	-	-	-	-0.46
Financing Cash Flow	121.1	5.29	40.57	32.19	142
Net Cash Flow	138.57	101.23	-26.67	-5.61	38.1
Free Cash Flow	117.57	91.31	-50.6	-51.77	-112.53
Free Cash Flow Growth	28.76%	-	-	-	-
Free Cash Flow Margin	182.03%	241.37%	-122.73%	-127.00%	-352.86%
Free Cash Flow Per Share	0.10	0.09	-0.05	-0.05	-0.11

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.