BAX:NBB Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	304.4	308.2	267.7	188.6	153.3	164.4
Interest Paid on Deposits	168.4	164.8	126.3	56.8	32.8	48.4
Net Interest Income	136	143.4	141.4	131.8	120.5	116
Net Interest Income Growth (YoY)	-7.92%	1.41%	7.28%	9.38%	3.88%	24.33%
Gain (Loss) on Sale of Investments	14.3	14.3	10.2	9.8	4	3.5
Other Non-Interest Income	33.3	34	31.5	30.9	26.2	28.4
Total Non-Interest Income	57.3	48.3	41.7	40.7	30.2	31.9
Non-Interest Income Growth (YoY)	16.94%	15.83%	2.46%	34.77%	-5.33%	12.32%
Revenues Before Loan Losses	193.3	191.7	183.1	172.5	150.7	147.9
Provision for Loan Losses	5.4	8.5	6.6	16.3	19.1	27.6
Revenue	187.9	183.2	176.5	156.2	131.6	120.3
Revenue Growth (YoY)	0.21%	3.80%	13.00%	18.69%	9.39%	4.34%
Salaries and Employee Benefits	53.3	52.3	49.3	45	38.5	39.5
Occupancy Expenses	22.9	21.7	20.5	15.3	12.7	9
Selling, General & Administrative	6.3	6.4	6	6.6	6.2	6.6
Other Non-Interest Expense	21.6	20.8	20.2	20.5	20.3	15.1
Total Non-Interest Expense	102.3	99.8	94.9	86.8	76.6	69.2
EBT Excluding Unusual Items	85.6	83.4	81.6	69.4	55	51.1
Asset Writedown	-	-	-	1.3	-	-0.4
Legal Settlements	-0.1	-0.1	-0.2	-	-	-
Pretax Income	85.5	83.3	81.4	70.7	55	50.7
Income Tax Expense	0.5	0.3	-	-	-	-
Earnings From Continuing Operations	85	83	81.4	70.7	55	50.7
Minority Interest in Earnings	-1.9	-1.1	-2.3	-2.6	-1.1	2.6
Net Income	83.1	81.9	79.1	68.1	53.9	53.3
Net Income to Common	83.1	81.9	79.1	68.1	53.9	53.3
Net Income Growth	-3.15%	3.54%	16.15%	26.35%	1.13%	-28.17%
Basic Shares Outstanding	2,229	2,255	2,257	2,256	2,254	2,251
Diluted Shares Outstanding	2,229	2,255	2,257	2,256	2,254	2,251
Shares Change (YoY)	-1.15%	-0.09%	0.08%	0.09%	0.10%	0.44%
EPS (Basic)	0.04	0.04	0.04	0.03	0.02	0.02
EPS (Diluted)	0.04	0.04	0.04	0.03	0.02	0.02
EPS Growth	-2.02%	3.63%	16.06%	26.23%	1.02%	-28.48%
Dividend Per Share	0.030	0.030	0.030	0.023	0.017	0.015
Dividend Growth	-	-	32.16%	37.58%	10.00%	-12.28%
Effective Tax Rate	0.58%	0.36%	-	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.