BAX:NBB Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	307.1	308.2	267.7	188.6	153.3
Interest Paid on Deposits	166.1	164.8	126.3	56.8	32.8
Net Interest Income	141	143.4	141.4	131.8	120.5
Net Interest Income Growth (YoY)	-1.67%	1.41%	7.28%	9.38%	3.88%
Gain (Loss) on Sale of Assets	9.7	-	-	-	-
Gain (Loss) on Sale of Investments	13	14.3	10.2	9.8	4
Other Non-Interest Income	36.1	34	31.5	30.9	26.2
Total Non-Interest Income	58.8	48.3	41.7	40.7	30.2
Non-Interest Income Growth (YoY)	21.74%	15.83%	2.46%	34.77%	-5.33%
Revenues Before Loan Losses	199.8	191.7	183.1	172.5	150.7
Provision for Loan Losses	8	8.6	6.6	16.3	19.1
Revenue	191.8	183.1	176.5	156.2	131.6
Revenue Growth (YoY)	4.75%	3.74%	13.00%	18.69%	9.39%
Salaries and Employee Benefits	54.9	52.3	49.3	45	38.5
Occupancy Expenses	23.5	21.7	20.5	15.3	12.7
Selling, General & Administrative	6.5	6.4	6	6.6	6.2
Other Non-Interest Expense	21.5	20.8	20.2	20.5	20.3
Total Non-Interest Expense	104.2	99.8	94.9	86.8	76.6
EBT Excluding Unusual Items	87.6	83.3	81.6	69.4	55
Asset Writedown	-	-	-	1.3	-
Legal Settlements	-	-	-0.2	-	-
Pretax Income	87.6	83.3	81.4	70.7	55
Income Tax Expense	0.4	0.3	-	-	-
Earnings From Continuing Operations	87.2	83	81.4	70.7	55
Minority Interest in Earnings	-2.1	-1.1	-2.3	-2.6	-1.1
Net Income	85.1	81.9	79.1	68.1	53.9
Net Income to Common	85.1	81.9	79.1	68.1	53.9
Net Income Growth	3.91%	3.54%	16.15%	26.35%	1.13%
Basic Shares Outstanding	2,256	2,255	2,257	2,256	2,254
Diluted Shares Outstanding	2,256	2,255	2,257	2,256	2,254
Shares Change (YoY)	0.01%	-0.09%	0.08%	0.09%	0.10%
EPS (Basic)	0.04	0.04	0.04	0.03	0.02
EPS (Diluted)	0.04	0.04	0.04	0.03	0.02
EPS Growth	3.89%	3.63%	16.06%	26.23%	1.02%
Dividend Per Share	0.035	0.035	0.030	0.023	0.017
Dividend Growth	-	16.67%	32.16%	37.58%	10.00%
Effective Tax Rate	0.46%	0.36%	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.