National Bank of Bahrain B.S.C. (BAX:NBB)

BAX:NBB Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	77.6	85.1	81.9	79.1	68.1	53.9
Depreciation & Amortization	13.7	12.8	11.9	11.6	10	8.9
Gain (Loss) on Sale of Investments	-	0.1	-	0.8	0.5	-0.1
Total Asset Writedown	0.5	0.6	-0.7	0.5	-	-
Provision for Credit Losses	4.6	8.6	9.1	6.6	16.3	12.1
Accrued Interest Receivable	-58.7	-58.8	-31.9	-58.8	44.1	17
Change in Other Net Operating Assets	-445.2	13.6	-698.2	447.8	-131.7	-205.2
Other Operating Activities	-0.4	1.4	0.6	2.6	3.2	11.6
Operating Cash Flow	-438.9	44	-576.2	493.8	102.9	-109
Operating Cash Flow Growth	-	-	-	379.88%	-	-
Capital Expenditures	-7.6	-7.7	-11.3	-9	-13.5	-13.3
Investment in Securities	-	1	-5.6	-	-	9.3
Income (Loss) Equity Investments	-1.9	-2.2	-1.4	-1.1	-0.6	-1.1
Other Investing Activities	0.8	0.8	0.1	0.4	0.8	1.1
Investing Cash Flow	-6.8	-5.9	-16.8	-8.6	-12.7	-2.9
Long-Term Debt Repaid	-	-2.4	-2.4	-2.3	-2.6	-2.2
Net Debt Issued (Repaid)	-2.2	-2.4	-2.4	-2.3	-2.6	-2.2
Repurchase of Common Stock	-0.3	-0.6	-	-	-	-
Common Dividends Paid	-78.8	-78.8	-68	-74.1	-37.3	-34
Net Increase (Decrease) in Deposit Accounts	375.9	222.2	239	174.6	146	99.9
Other Financing Activities	-3	-2.8	-3.7	-3.4	-3.9	-4.5
Financing Cash Flow	291.6	137.6	164.9	94.8	102.2	59.2
Net Cash Flow	-154.1	175.7	-428.1	580	192.4	-52.7
Free Cash Flow	-446.5	36.3	-587.5	484.8	89.4	-122.3
Free Cash Flow Growth	-	-	-	442.28%	-	-
Free Cash Flow Margin	-241.48%	18.93%	-320.86%	274.67%	57.23%	-92.93%
Free Cash Flow Per Share	-0.20	0.02	-0.26	0.21	0.04	-0.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.