BAX:NBB Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	85.1	81.9	79.1	68.1	53.9
Depreciation & Amortization	12.8	11.9	11.6	10	8.9
Gain (Loss) on Sale of Investments	0.1	-	0.8	0.5	-0.1
Total Asset Writedown	0.6	-0.7	0.5	-	-
Provision for Credit Losses	8.6	9.1	6.6	16.3	12.1
Accrued Interest Receivable	-58.8	-31.9	-58.8	44.1	17
Change in Other Net Operating Assets	13.6	-698.2	447.8	-131.7	-205.2
Other Operating Activities	1.4	0.6	2.6	3.2	11.6
Operating Cash Flow	44	-576.2	493.8	102.9	-109
Operating Cash Flow Growth	-	-	379.88%	-	-
Capital Expenditures	-7.7	-11.3	-9	-13.5	-13.3
Investment in Securities	1	-5.6	-	-	9.3
Income (Loss) Equity Investments	-2.2	-1.4	-1.1	-0.6	-1.1
Other Investing Activities	0.8	0.1	0.4	0.8	1.1
Investing Cash Flow	-5.9	-16.8	-8.6	-12.7	-2.9
Long-Term Debt Repaid	-2.4	-2.4	-2.3	-2.6	-2.2
Net Debt Issued (Repaid)	-2.4	-2.4	-2.3	-2.6	-2.2
Repurchase of Common Stock	-0.6	-	-	-	-
Common Dividends Paid	-78.8	-68	-74.1	-37.3	-34
Net Increase (Decrease) in Deposit Accounts	222.2	239	174.6	146	99.9
Other Financing Activities	-2.8	-3.7	-3.4	-3.9	-4.5
Financing Cash Flow	137.6	164.9	94.8	102.2	59.2
Net Cash Flow	175.7	-428.1	580	192.4	-52.7
Free Cash Flow	36.3	-587.5	484.8	89.4	-122.3
Free Cash Flow Growth	-	-	442.28%	-	-
Free Cash Flow Margin	18.93%	-320.86%	274.67%	57.23%	-92.93%
Free Cash Flow Per Share	0.02	-0.26	0.21	0.04	-0.05

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.