Banco BBVA Argentina Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,673,027	5,296,398	6,177,814	6,933,450	1,959,831	418,342
Total Interest Income	5,673,027	5,296,398	6,177,814	6,933,450	1,959,831	418,342
Interest Paid on Deposits	2,655,453	2,573,689	2,319,422	3,386,244	902,796	178,059
Total Interest Expense	2,655,453	2,573,689	2,319,422	3,386,244	902,796	178,059
Net Interest Income	3,017,574	2,722,709	3,858,392	3,547,206	1,057,036	240,283
Net Interest Income Growth	5.69%	-29.43%	8.77%	235.58%	339.91%	6.06%
Gain (Loss) on Sale of Assets	-1,022	-1,022	-49,446	-518.96	1,420	-75.82
Gain (Loss) on Sale of Investments	187,494	285,354	531,295	-16,563	52,546	-238.23
Other Non-Interest Income	1,031,321	936,992	612,315	959,292	240,154	80,695
Total Non-Interest Income	1,217,793	1,221,324	1,094,164	942,210	294,119	80,381
Non-Interest Income Growth	4.96%	11.62%	16.13%	220.35%	265.91%	-18.93%
Revenues Before Loan Losses	4,235,367	3,944,033	4,952,557	4,489,416	1,351,155	320,664
Provision for Loan Losses	1,041,625	805,084	286,322	166,331	60,663	24,880
Revenue	3,193,743	3,138,950	4,666,235	4,323,085	1,290,492	295,784
Revenue Growth	-10.07%	-32.73%	7.94%	235.00%	336.30%	1.71%
Salaries and Employee Benefits	632,909	603,907	678,256	540,272	211,686	61,121
Occupancy Expenses	121,299	111,138	104,728	62,449	34,171	10,873
Selling, General & Administrative	499,260	562,127	578,979	428,440	167,169	49,691
Other Non-Interest Expense	1,482,474	1,430,193	2,714,191	2,631,200	671,390	141,878
Total Non-Interest Expense	2,734,112	2,695,411	4,076,086	3,659,842	1,085,869	263,672
EBT Excluding Unusual Items	459,631	443,539	590,149	663,243	204,623	32,112
Legal Settlements	-	-	-	-	-	-474.22
Other Unusual Items	-14,057	-14,057	-5,449	-5,541	-4,604	-
Pretax Income	445,574	429,482	584,700	657,701	192,626	27,227
Income Tax Expense	150,756	162,062	114,214	298,525	12,215	9,003
Earnings From Continuing Operations	294,818	267,420	470,485	359,176	180,411	18,224
Minority Interest in Earnings	-19,446	-17,429	-5,802	-865.03	2,742	83.6
Net Income	275,372	249,991	464,684	358,311	183,153	18,308
Net Income to Common	275,372	249,991	464,684	358,311	183,153	18,308
Net Income Growth	-32.41%	-46.20%	29.69%	95.63%	900.41%	-38.05%
Basic Shares Outstanding	613	613	613	613	613	613
Diluted Shares Outstanding	613	613	613	613	613	613
Shares Change	-	-	-	-	-	-
EPS (Basic)	449.43	408.01	758.41	584.80	298.92	29.88
EPS (Diluted)	449.43	408.01	758.41	584.80	298.92	29.88
EPS Growth	-32.41%	-46.20%	29.69%	95.63%	900.41%	-38.05%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	145.930	702.266	-	12.534
Dividend Growth	-	-	-79.22%	-	-	9.71%
Effective Tax Rate	33.83%	37.73%	19.53%	45.39%	6.34%	33.06%