Banco Hipotecario S.A. (BCBA:BHIP)
Argentina flag Argentina · Delayed Price · Currency is ARS
326.50
-1.50 (-0.46%)
Last updated: Jul 24, 2026, 3:54 PM BRT

Banco Hipotecario Financials Overview

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
519,987470,2951,028,086752,209269,52853,026
Revenue Growth
-35.25%-54.25%36.68%179.08%408.30%78.31%
Net Income
29,42925,183106,024112,58818,855-8,184
Earnings Per Share
19.8717.0171.7576.3312.80-5.56
EPS Growth
-56.60%-76.29%-6.00%496.43%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking - Insurance
97,27881,96593,683107,08147,55314,306
Unallocated Adjustments
104.39-2,185-7,81813,0131,877-427.28
Retail Banking - Retail Banking
276,642298,727177,73395,946138,60629,176
Wholesale Banking - BHSA
80,77269,79214,07731,03514,015689.81
Finance
16,478-25,195696,768468,72257,1997,058
Others
6,4488,979-4,1631,296-3,612-1,786
Wholesale -Bacs
41,83440,21068,01159,19613,8894,013
Total
519,556472,2941,038,290776,288269,52853,029

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
508,918631,5211,649,3332,631,384726,466441,129
Total Debt
231,432214,532115,82292,05347,01341,029
Net Cash (Debt)
277,486416,9881,533,5112,539,331679,453400,100
Net Cash Growth
185.50%-72.81%-39.61%273.73%69.82%560.53%
Net Cash Per Share
187.39281.691037.771721.65461.20271.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
338,367194,818672,999-1,645,521388,251-262,360
Capital Expenditures
-6,886-7,199-8,237-6,217-1,845-582.61
Free Cash Flow
331,480187,619664,762-1,651,738386,407-262,943
Free Cash Flow Growth
-63.69%-71.78%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
5.66%5.36%10.31%14.97%7.00%-15.43%
FCF Margin
63.75%39.89%64.66%-219.59%143.36%-495.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJul '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
48.154-48.15419.841
Dividend Per Share Growth
405.44%-142.70%-
Dividend Yield
14.68%-9.80%21.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.3833.248.391.511.47-
Forward PE
9.4613.584.194.194.194.19
P/FCF Ratio
1.474.461.34-0.07-
PS Ratio
0.941.780.870.230.100.24