Banco Hipotecario S.A. (BCBA:BHIP)
Argentina flag Argentina · Delayed Price · Currency is ARS
317.00
-8.00 (-2.46%)
At close: Sep 3, 2026

Banco Hipotecario Financials Overview

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
515,313470,2951,028,086752,209269,52853,026
Revenue Growth
-31.53%-54.25%36.68%179.08%408.30%78.31%
Net Income
-1,57525,183106,024112,58818,855-8,184
Earnings Per Share
-1.0617.0171.7576.3312.80-5.56
EPS Growth
--76.29%-6.00%496.43%--

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking - Insurance
81,96593,683107,08147,55314,306
Unallocated Adjustments
-2,185-7,81813,0131,877-427.28
Retail Banking - Retail Banking
298,727177,73395,946138,60629,176
Wholesale Banking - BHSA
69,79214,07731,03514,015689.81
Finance
-25,195696,768468,72257,1997,058
Others
8,979-4,1631,296-3,612-1,786
Wholesale -Bacs
40,21068,01159,19613,8894,013
Total
472,2941,038,290776,288269,52853,029

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,573,599631,5211,649,3332,631,384726,466441,129
Total Debt
234,429214,532115,82292,05347,01341,029
Net Cash (Debt)
1,339,170416,9881,533,5112,539,331679,453400,100
Net Cash Growth
502.08%-72.81%-39.61%273.73%69.82%560.53%
Net Cash Per Share
904.02281.691037.771721.65461.20271.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
469,335194,818672,999-1,645,521388,251-262,360
Capital Expenditures
-6,967-7,199-8,237-6,217-1,845-582.61
Free Cash Flow
462,368187,619664,762-1,651,738386,407-262,943
Free Cash Flow Growth
--71.78%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-0.31%5.36%10.31%14.97%7.00%-15.43%
FCF Margin
89.73%39.89%64.66%-219.59%143.36%-495.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
45.683-48.15419.841
Dividend Per Share Growth
219.76%-142.70%-
Dividend Yield
14.41%-9.98%21.96%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-33.248.391.511.47-
Forward PE
8.4213.584.194.194.194.19
P/FCF Ratio
1.054.461.34-0.07-
PS Ratio
0.951.780.870.230.100.24