Banco Comafi Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	16,363	67,346	116,034	19,936	1,748
Depreciation & Amortization	24,002	23,833	12,821	6,720	1,769
Other Amortization	17,482	19,259	12,191	3,144	581.55
Provision for Credit Losses	44,487	13,553	10,828	2,288	2,124
Change in Trading Asset Securities	3,850	-476,907	-240,807	-55,834	-35,278
Change in Other Net Operating Assets	-1,038,905	28,207	-2,066,494	-303,673	-67,050
Other Operating Activities	72,131	220,816	233,064	48,588	7,304
Operating Cash Flow	-860,590	-103,893	-1,922,362	-278,832	-88,802
Capital Expenditures	-30,146	-42,579	-45,576	-5,404	-1,096
Investment in Securities	-	-	-	-	265.85
Other Investing Activities	-	-	-	1,681	-21.9
Investing Cash Flow	-30,146	-42,579	-45,576	-3,723	-852.46
Long-Term Debt Issued	3,741	278,030	4,021	4,339	568.44
Total Debt Issued	3,741	278,030	4,021	4,339	568.44
Long-Term Debt Repaid	-47,839	-	-	-	-15.93
Net Debt Issued (Repaid)	-44,099	278,030	4,021	4,339	552.51
Common Dividends Paid	-30,877	-105,497	-	-8,910	-
Net Increase (Decrease) in Deposit Accounts	1,149,374	589,300	1,986,504	643,656	88,221
Other Financing Activities	153.04	42.14	0.45	0.94	-
Financing Cash Flow	1,074,552	761,875	1,990,525	639,086	88,774
Foreign Exchange Rate Adjustments	-9,456	172.72	32,989	6,731	794.56
Net Cash Flow	43,281	314,649	-461,565	181,278	-30,910
Free Cash Flow	-890,736	-146,472	-1,967,937	-284,237	-89,898
Free Cash Flow Margin	-220.33%	-21.59%	-254.34%	-143.69%	-193.06%
Free Cash Flow Per Share	-24102.81	-3963.44	-53251.28	-7691.28	-2432.59
Cash Income Tax Paid	-6,353	30,117	733.54	169.73	673.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.