Bank Audi sal (BDB:AUDI)
2.700
-0.190 (-6.57%)
At close: Nov 6, 2025
Bank Audi sal Income Statement
Financials in millions LBP. Fiscal year is January - December.
Millions LBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 18,279,136 | 20,512,388 | 22,542,404 | 6,024,914 | 1,867,188 | 2,548,476 |
Interest Paid on Deposits | 1,822,389 | 1,969,208 | 3,052,349 | 720,304 | 267,161 | 894,887 |
Net Interest Income | 16,456,747 | 18,543,180 | 19,490,055 | 5,304,610 | 1,600,027 | 1,653,589 |
Net Interest Income Growth | -12.23% | -4.86% | 267.42% | 231.53% | -3.24% | 24.49% |
Income From Trading Activities | 5,011,057 | -5,087,329 | 10,238,092 | 1,435,128 | -1,228,874 | -1,181,386 |
Gain (Loss) on Sale of Assets | 2,402 | 62,936 | -605 | 11,008 | 4,569 | -400 |
Gain (Loss) on Sale of Investments | 80,491 | 17,180,853 | 196,541 | -11,060 | 27,952 | -527 |
Gain (Loss) on Sale of Equity Investments | - | - | - | 10,177 | -222 | -1,243 |
Other Non-Interest Income | 11,665,995 | 10,892,209 | 10,311,905 | 1,890,152 | -233,789 | 110,705 |
Total Non-Interest Income | 16,759,945 | 23,048,669 | 20,745,933 | 3,335,405 | -1,430,364 | -1,072,851 |
Non-Interest Income Growth | -19.09% | 11.10% | 521.99% | - | - | - |
Revenues Before Loan Losses | 33,216,692 | 41,591,849 | 40,235,988 | 8,640,015 | 169,663 | 580,738 |
Provision for Loan Losses | -177,736 | 138,695 | -1,173,473 | 2,500,575 | -330,113 | 163,782 |
| 33,394,428 | 41,453,154 | 41,409,461 | 6,139,440 | 499,776 | 416,956 | |
Revenue Growth | -19.18% | 0.11% | 574.48% | 1128.44% | 19.86% | -16.41% |
Salaries and Employee Benefits | 10,901,715 | 10,440,602 | 9,145,621 | 2,364,295 | 553,670 | 438,053 |
Occupancy Expenses | 869,659 | 848,700 | 708,410 | 242,957 | 45,005 | 51,678 |
Amortization of Goodwill & Intangibles | 324,438 | 244,279 | 125,099 | 20,627 | 13,317 | 19,819 |
Selling, General & Administrative | 761,398 | 761,398 | 638,772 | 185,303 | 74,724 | 34,156 |
Other Non-Interest Expense | 13,882,704 | 20,822,534 | 28,567,845 | 4,067,744 | 534,406 | 214,766 |
Total Non-Interest Expense | 26,739,914 | 33,117,513 | 39,185,747 | 6,880,926 | 1,221,122 | 758,472 |
EBT Excluding Unusual Items | 6,654,514 | 8,335,641 | 2,223,714 | -741,486 | -721,346 | -341,516 |
Other Unusual Items | - | - | 507,343 | - | - | - |
Pretax Income | 6,654,514 | 8,335,641 | 2,731,057 | -741,486 | -721,346 | -341,516 |
Income Tax Expense | 886,170 | 1,133,511 | 2,055,451 | 249,006 | 13,469 | 15,472 |
Earnings From Continuing Operations | 5,768,344 | 7,202,130 | 675,606 | -990,492 | -734,815 | -356,988 |
Earnings From Discontinued Operations | 25,725 | 228,328 | -463,334 | 757,179 | 60,724 | 79,625 |
Minority Interest in Earnings | -25,907 | -246 | 199 | 118 | 106 | -8,388 |
Net Income | 5,768,162 | 7,430,212 | 212,471 | -233,195 | -673,985 | -285,751 |
Net Income to Common | 5,768,162 | 7,430,212 | 212,471 | -233,195 | -673,985 | -285,751 |
Net Income Growth | -3.84% | 3397.05% | - | - | - | - |
Basic Shares Outstanding | 587 | 587 | 587 | 587 | 587 | 587 |
Diluted Shares Outstanding | 587 | 587 | 587 | 587 | 587 | 587 |
Shares Change | -0.03% | 0.01% | 0.01% | -0.00% | -0.00% | 7.53% |
EPS (Basic) | 9828.12 | 12648.91 | 361.74 | -397.04 | -1147.49 | -486.50 |
EPS (Diluted) | 9828.12 | 12648.91 | 361.74 | -397.04 | -1147.49 | -486.50 |
EPS Growth | -3.81% | 3396.73% | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | 13.32% | 13.60% | 75.26% | - | - | - |