Byblos Bank S.A.L. (BDB:BYB)
Lebanon · Delayed Price · Currency is LBP · Price in USD 0.9400
+0.0700 (8.05%)
At close: Oct 21, 2025
Byblos Bank S.A.L. Income Statement
Financials in millions LBP. Fiscal year is January - December.
Millions LBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 12,106,316 | 13,836,060 | 4,450,344 | 1,252,079 | 1,520,843 | 1,906,799 |
Total Interest Income | 12,106,316 | 13,836,060 | 4,450,344 | 1,252,079 | 1,520,843 | 1,906,799 |
Interest Paid on Deposits | 3,299,095 | 3,747,087 | 995,834 | 315,008 | 473,794 | 1,078,266 |
Net Interest Income | 8,807,221 | 10,088,973 | 3,454,510 | 937,071 | 1,047,049 | 828,533 |
Net Interest Income Growth (YoY) | 61.84% | 192.05% | 268.65% | -10.50% | 26.37% | 124.35% |
Income From Trading Activities | 9,081,072 | 6,308,322 | 3,639,456 | -1,314,181 | -292,079 | -30,567 |
Gain (Loss) on Sale of Assets | - | - | 2,354 | - | 590 | -605 |
Gain (Loss) on Sale of Investments | 35,543 | - | - | -38,240 | -7,825 | -143,217 |
Other Non-Interest Income | 5,850,667 | 5,310,175 | 1,236,102 | -494,914 | 84,577 | 621,205 |
Total Non-Interest Income | 14,967,282 | 11,618,497 | 4,877,912 | -1,847,335 | -214,737 | 446,816 |
Non-Interest Income Growth (YoY) | 61.96% | 138.19% | - | - | - | 73.44% |
Revenues Before Loan Losses | 23,774,503 | 21,707,470 | 8,332,422 | -910,264 | 832,312 | 1,275,349 |
Provision for Loan Losses | 4,184,807 | 2,366,925 | 1,175,786 | -25,066 | 427,653 | 1,062,602 |
| 19,589,696 | 19,340,545 | 7,156,636 | -885,198 | 404,659 | 212,747 | |
Revenue Growth (YoY) | 52.19% | 170.25% | - | - | 90.21% | 4.27% |
Salaries and Employee Benefits | 5,073,995 | 4,649,073 | 1,046,411 | 211,607 | 160,849 | 190,494 |
Occupancy Expenses | 619,910 | 556,073 | 151,423 | 19,012 | 21,502 | 23,052 |
Amortization of Goodwill & Intangibles | 83,586 | 83,586 | 7,134 | 4,817 | 4,554 | 5,501 |
Selling, General & Administrative | 1,082,621 | 1,082,621 | 281,399 | 134,334 | 37,473 | 24,303 |
Other Non-Interest Expense | 10,840,966 | 10,968,386 | 5,464,752 | 280,997 | 147,769 | 87,668 |
Total Non-Interest Expense | 17,701,078 | 17,339,739 | 6,951,119 | 650,767 | 372,147 | 331,018 |
EBT Excluding Unusual Items | 1,888,618 | 2,000,806 | 205,517 | -1,535,965 | 32,512 | -118,271 |
Pretax Income | 1,888,618 | 2,000,806 | 205,517 | -1,535,965 | 32,512 | -118,271 |
Income Tax Expense | 1,694,417 | 1,826,505 | 199,316 | 5,490 | 57,699 | 35,281 |
Earnings From Continuing Operations | 194,201 | 174,301 | 6,201 | -1,541,455 | -25,187 | -153,552 |
Earnings From Discontinued Operations | - | - | - | - | -1,580 | -2,878 |
Minority Interest in Earnings | 196,596 | 222,837 | 66,568 | -292 | 3,229 | 16,691 |
Net Income | 390,797 | 397,138 | 72,769 | -1,541,747 | -23,538 | -139,739 |
Net Income to Common | 390,797 | 397,138 | 72,769 | -1,541,747 | -23,538 | -139,739 |
Net Income Growth | 117.97% | 445.75% | - | - | - | - |
Basic Shares Outstanding | - | 562 | 562 | 562 | 562 | 562 |
Diluted Shares Outstanding | - | 562 | 562 | 562 | 562 | 562 |
Shares Change (YoY) | - | - | - | 0.01% | -0.01% | -0.08% |
EPS (Basic) | - | 706.90 | 129.53 | -2744.27 | -41.90 | -248.71 |
EPS (Diluted) | - | 706.90 | 129.53 | -2744.27 | -41.90 | -248.71 |
EPS Growth | - | 445.75% | - | - | - | - |
Effective Tax Rate | 89.72% | 91.29% | 96.98% | - | 177.47% | - |
Updated Jan 2, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.