Byblos Bank S.A.L. (BDB:BYB)
Lebanon · Delayed Price · Currency is LBP · Price in USD 0.9400
+0.0700 (8.05%)
At close: Oct 21, 2025
Byblos Bank S.A.L. Financials Overview
Financials in millions LBP. Fiscal year is January - December.
Millions LBP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Revenue Revenue Growth | 19,589,696 | 19,340,545 | 7,156,636 | -885,198 | 404,659 | 212,747 |
Revenue Growth | 52.19% | 170.25% | - | - | 90.21% | 4.27% |
Net Income Net Income Growth | 390,797 | 397,138 | 72,769 | -1,541,747 | -23,538 | -139,739 |
Earnings Per Share EPS Growth | - | 706.90 | 129.53 | -2744.27 | -41.90 | -248.71 |
EPS Growth | - | 445.75% | - | - | - | - |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Treasury and Capital Markets Treasury and Capital Markets Growth | 8,593,084 | 4,844,076 | -1,259,901 | 161,967 | -558,892 |
Corporate and Commercial Banking Corporate and Commercial Banking Growth | 5,978,019 | 690,671 | 161,364 | 73,525 | 58,234 |
Retail and Personal Banking Retail and Personal Banking Growth | 3,855,538 | 995,511 | 192,210 | 183,718 | 217,023 |
Group Functions and Head Office Group Functions and Head Office Growth | 913,904 | 624,024 | 21,129 | -15,141 | 496,987 |
Total Total Growth | 19,340,545 | 7,154,282 | -885,198 | 404,069 | 213,352 |
| Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Investments Cash & Investments Growth | 853,966,933 | 797,348,819 | 137,500,821 | 11,025,806 | 10,846,584 | 11,718,638 |
Total Debt Total Debt Growth | 40,996,197 | 29,944,569 | 5,790,003 | 1,646,303 | 2,074,648 | 2,404,904 |
Net Cash (Debt) Net Cash Growth | 812,970,736 | 767,404,250 | 131,710,818 | 9,379,503 | 8,771,936 | 9,313,734 |
Net Cash Growth | -0.85% | 482.64% | 1304.24% | 6.93% | -5.82% | 7.89% |
Net Cash Per Share Net Cash Per Share Growth | - | 1365960.93 | 234442.06 | 16695.29 | 15614.54 | 16576.82 |
| Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Operating Cash Flow Operating Cash Flow Growth | - | -53,697,652 | -127,024,095 | 270,947 | 2,824,998 | 4,172,127 |
Capital Expenditures CapEx Growth | - | -214,663 | -319,965 | -30,208 | -8,558 | -16,034 |
Free Cash Flow Free Cash Flow Growth | - | -53,912,315 | -127,344,060 | 240,739 | 2,816,440 | 4,156,093 |
Free Cash Flow Growth | - | - | - | -91.45% | -32.23% | 619.61% |
| Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Profit Margin | 1.99% | 2.05% | 1.02% | - | -5.82% | -65.68% |
FCF Margin | - | -278.75% | -1779.38% | - | 696.00% | 1953.54% |
| Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
PE Ratio | 121.07 | 148.37 | 81.20 | - | - | - |
Forward PE | - | 4.61 | 4.61 | 4.61 | 4.61 | 4.61 |
P/FCF Ratio | - | - | - | 2.64 | 0.25 | 0.11 |
PS Ratio | 2.42 | 3.05 | 0.83 | -0.72 | 1.72 | 2.11 |