Synchrony Financial (BIT:1SYF)

Synchrony Financial Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 9, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	21,772	21,775	13,372	12,392	21,032	17,445
Market Cap Growth	27.53%	62.83%	7.91%	-41.08%	20.57%	-8.61%
Enterprise Value	-	36,133	27,758	25,237	34,149	31,652
PE Ratio	7.98	7.60	7.36	5.34	6.32	15.29
Forward PE	7.87	9.08	7.20	6.59	7.93	10.48
PEG Ratio	-	0.22	0.23	0.25	0.15	10.67
PS Ratio	2.78	2.69	2.03	1.74	2.58	3.46
PB Ratio	1.51	1.53	1.12	1.12	1.79	1.60
P/TBV Ratio	1.43	1.57	1.16	1.23	1.93	1.62
P/FCF Ratio	-	2.57	1.81	2.15	3.44	2.71
P/OCF Ratio	-	2.57	1.81	2.15	3.44	2.71
EV/Sales Ratio	-	4.47	4.21	3.53	4.19	6.29
EV/EBITDA Ratio	-	87.29	70.42	69.99	101.75	96.03
EV/FCF Ratio	-	4.26	3.75	4.38	5.59	4.91
Debt / Equity Ratio	0.94	0.93	1.15	1.10	1.06	1.24
Debt / EBITDA Ratio	32.81	32.15	34.90	33.87	37.20	41.19
Debt / FCF Ratio	1.62	1.57	1.86	2.12	2.04	2.11
Asset Turnover	0.08	0.08	0.07	0.08	0.10	0.06
Return on Equity (ROE)	19.61%	22.96%	16.72%	22.74%	32.03%	9.97%
Earnings Yield	12.53%	13.15%	13.59%	18.72%	15.82%	6.54%
FCF Yield	-	38.92%	55.30%	46.49%	29.05%	36.93%
Dividend Yield	1.65%	1.54%	2.52%	2.75%	1.91%	2.54%
Payout Ratio	14.94%	11.61%	18.49%	14.59%	11.96%	38.72%
Buyback Yield / Dilution	6.09%	3.98%	7.16%	23.06%	11.77%	4.86%
Total Shareholder Return	7.74%	5.53%	9.68%	25.81%	13.68%	7.40%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.