Synchrony Financial (BIT:1SYF)

Synchrony Financial Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	20,582	24,871	21,737	13,349	12,371	20,996
Market Cap Growth	-14.72%	14.42%	62.83%	7.91%	-41.08%	20.57%
Enterprise Value	-	52,006	49,353	41,440	37,384	46,552
PE Ratio	6.97	8.99	7.60	7.36	5.34	6.32
Forward PE	7.68	9.14	9.08	7.20	6.59	7.93
PEG Ratio	-	0.59	0.22	0.23	0.25	0.15
PS Ratio	2.48	2.97	2.69	2.03	1.74	2.58
PB Ratio	1.44	1.73	1.53	1.12	1.12	1.79
P/TBV Ratio	1.31	1.86	1.57	1.16	1.23	1.93
P/FCF Ratio	-	2.94	2.57	1.81	2.15	3.44
P/OCF Ratio	2.45	2.94	2.57	1.81	2.15	3.44
EV/Sales Ratio	-	6.21	6.12	6.30	5.24	5.72
EV/EBITDA Ratio	-	117.77	119.43	105.32	103.86	138.94
EV/FCF Ratio	-	6.15	5.83	5.61	6.50	7.63
Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.20	2.12
Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Net Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.21	2.13
Net Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Net Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Asset Turnover	0.08	0.08	0.08	0.07	0.08	0.10
Return on Equity (ROE)	21.30%	21.30%	22.96%	16.72%	22.74%	32.03%
Earnings Yield	14.36%	11.12%	13.15%	13.59%	18.72%	15.82%
FCF Yield	-	34.03%	38.92%	55.30%	46.49%	29.05%
Dividend Yield	1.77%	1.38%	1.54%	2.52%	2.75%	1.91%
Payout Ratio	14.36%	12.31%	11.61%	18.49%	14.59%	11.96%
Buyback Yield / Dilution	10.16%	10.16%	3.98%	7.16%	23.06%	11.77%
Total Shareholder Return	11.93%	11.54%	5.53%	9.68%	25.81%	13.68%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.