Synchrony Financial (BIT:1SYF)

Synchrony Financial Statistics

Total Valuation

BIT:1SYF has a market cap or net worth of EUR 21.59 billion.

Market Cap	21.59B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Feb 5, 2026

Share Statistics

Current Share Class	347.60M
Shares Outstanding	n/a
Shares Change (YoY)	-6.67%
Shares Change (QoQ)	-3.38%
Owned by Insiders (%)	0.51%
Owned by Institutions (%)	107.62%
Float	344.99M

Valuation Ratios

The trailing PE ratio is 7.31 and the forward PE ratio is 8.29.

PE Ratio	7.31
Forward PE	8.29
PS Ratio	2.60
PB Ratio	1.51
P/TBV Ratio	1.96
P/FCF Ratio	n/a
P/OCF Ratio	2.57
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.30%.

Return on Equity (ROE)	21.30%
Return on Assets (ROA)	2.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	415,459
Profits Per Employee	147,727
Employee Count	20,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BIT:1SYF has paid 910.47 million in taxes.

Income Tax	910.47M
Effective Tax Rate	23.13%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	68.31
200-Day Moving Average	n/a
Relative Strength Index (RSI)	39.87
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.23

Income Statement

In the last 12 months, BIT:1SYF had revenue of EUR 8.31 billion and earned 2.95 billion in profits. Earnings per share was 7.90.

Revenue	8.31B
Gross Profit	8.31B
Operating Income	4.10B
Pretax Income	3.94B
Net Income	2.95B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.90

Balance Sheet

The company has 12.75 billion in cash and 12.93 billion in debt, with a net cash position of -178.01 million.

Cash & Cash Equivalents	12.75B
Total Debt	12.93B
Net Cash	-178.01M
Net Cash Per Share	n/a
Equity (Book Value)	14.28B
Book Value Per Share	38.11
Working Capital	-61.24B

Cash Flow

Operating Cash Flow	8.39B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	49.30%
Pretax Margin	47.37%
Profit Margin	36.41%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 1.38%.

Dividend Per Share	1.04
Dividend Yield	1.38%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	14.36%
Buyback Yield	6.67%
Shareholder Yield	8.04%
Earnings Yield	13.69%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4