Banca Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	450.82	482.91	434.24	159.41	92.22
Interest Income on Investments	5.14	1.31	1.22	1.15	1.08
Total Interest Income	455.96	484.22	435.46	160.55	93.3
Interest Paid on Deposits	123.64	165.8	129.84	22.24	8.88
Net Interest Income	332.32	318.42	305.62	138.31	84.42
Net Interest Income Growth (YoY)	4.37%	4.19%	120.96%	63.84%	-8.21%
Income From Trading Activities	20.76	8.15	3.94	3.56	-73.43
Gain (Loss) on Sale of Investments	-3.5	3.11	5.36	-26.1	2.34
Other Non-Interest Income	664.01	658.01	482.91	492.25	690.84
Total Non-Interest Income	689.22	678.24	497.54	512.13	635.44
Non-Interest Income Growth (YoY)	1.62%	36.32%	-2.85%	-19.41%	17.55%
Revenues Before Loan Losses	1,022	996.66	803.15	650.44	719.85
Provision for Loan Losses	19.21	-2.03	0.69	7.92	2.27
Revenue	1,002	998.69	802.46	642.53	717.59
Revenue Growth (YoY)	0.36%	24.45%	24.89%	-10.46%	13.59%
Salaries and Employee Benefits	158.61	129.41	120.29	111.9	105.07
Occupancy Expenses	25.5	24.08	23.87	22.45	21.95
Amortization of Goodwill & Intangibles	23.19	18.07	15.86	14.22	13.71
Selling, General & Administrative	165.02	147.14	140.53	134.43	119.98
Other Non-Interest Expense	84.23	94.72	50.67	31.74	56.08
Total Non-Interest Expense	458.97	414.17	352.24	314.84	317.05
EBT Excluding Unusual Items	543.36	584.51	450.22	327.69	400.54
Legal Settlements	-7.48	-6.66	-5.43	-4.94	-5.78
Pretax Income	535.97	569.77	443.85	322.35	392.75
Income Tax Expense	89.25	138.55	117.77	109.38	69.64
Earnings From Continuing Operations	446.71	431.23	326.08	212.97	323.11
Minority Interest in Earnings	-0.87	-	0.06	0.06	-0
Net Income	445.85	431.23	326.14	213.03	323.1
Net Income to Common	445.85	431.23	326.14	213.03	323.1
Net Income Growth	3.39%	32.22%	53.09%	-34.07%	17.53%
Basic Shares Outstanding	114	114	114	115	115
Diluted Shares Outstanding	114	114	114	115	115
Shares Change (YoY)	0.05%	-0.06%	-0.42%	-0.39%	-0.28%
EPS (Basic)	3.91	3.78	2.86	1.86	2.81
EPS (Diluted)	3.91	3.78	2.86	1.86	2.81
EPS Growth	3.35%	32.29%	53.74%	-33.81%	18.03%
Dividend Per Share	2.900	2.800	2.150	1.650	1.950
Dividend Growth	3.57%	30.23%	30.30%	-15.38%	-40.91%
Effective Tax Rate	16.65%	24.32%	26.53%	33.93%	17.73%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.