Banca Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	441.19	450.82	482.91	434.24	159.41	92.22
Interest Income on Investments	11.5	5.14	1.31	1.22	1.15	1.08
Total Interest Income	452.7	455.96	484.22	435.46	160.55	93.3
Interest Paid on Deposits	117.74	123.64	165.8	129.84	22.24	8.88
Net Interest Income	335.64	332.32	318.42	305.62	138.31	84.42
Net Interest Income Growth (YoY)	5.45%	4.37%	4.19%	120.96%	63.84%	-8.21%
Income From Trading Activities	20.76	20.76	8.15	3.94	3.56	-73.43
Gain (Loss) on Sale of Investments	-3.94	-3.5	3.11	5.36	-26.1	2.34
Other Non-Interest Income	690.16	664.01	658.01	482.91	492.25	690.84
Total Non-Interest Income	714.92	689.22	678.24	497.54	512.13	635.44
Non-Interest Income Growth (YoY)	6.34%	1.62%	36.32%	-2.85%	-19.41%	17.55%
Revenues Before Loan Losses	1,051	1,022	996.66	803.15	650.44	719.85
Provision for Loan Losses	19.33	19.21	-2.03	0.69	7.92	2.27
Revenue	1,031	1,002	998.69	802.46	642.53	717.59
Revenue Growth (YoY)	4.10%	0.36%	24.45%	24.89%	-10.46%	13.59%
Salaries and Employee Benefits	161.38	158.61	129.41	120.29	111.9	105.07
Occupancy Expenses	26.53	25.5	24.08	23.87	22.45	21.95
Amortization of Goodwill & Intangibles	23.19	23.19	18.07	15.86	14.22	13.71
Selling, General & Administrative	169.02	165.02	147.14	140.53	134.43	119.98
Other Non-Interest Expense	82.08	84.23	94.72	50.67	31.74	56.08
Total Non-Interest Expense	464.46	458.97	414.17	352.24	314.84	317.05
EBT Excluding Unusual Items	566.78	543.36	584.51	450.22	327.69	400.54
Legal Settlements	-7.7	-7.48	-6.66	-5.43	-4.94	-5.78
Pretax Income	559.15	535.97	569.77	443.85	322.35	392.75
Income Tax Expense	96.63	89.25	138.55	117.77	109.38	69.64
Earnings From Continuing Operations	462.52	446.71	431.23	326.08	212.97	323.11
Minority Interest in Earnings	-0.54	-0.87	-	0.06	0.06	-0
Net Income	461.98	445.85	431.23	326.14	213.03	323.1
Net Income to Common	461.98	445.85	431.23	326.14	213.03	323.1
Net Income Growth	10.11%	3.39%	32.22%	53.09%	-34.07%	17.53%
Basic Shares Outstanding	114	114	114	114	115	115
Diluted Shares Outstanding	114	114	114	114	115	115
Shares Change (YoY)	0.04%	0.05%	-0.06%	-0.42%	-0.39%	-0.28%
EPS (Basic)	4.05	3.91	3.78	2.86	1.86	2.81
EPS (Diluted)	4.05	3.91	3.78	2.86	1.86	2.81
EPS Growth	10.03%	3.35%	32.29%	53.74%	-33.81%	18.03%
Dividend Per Share	2.900	2.900	2.800	2.150	1.650	1.950
Dividend Growth	3.57%	3.57%	30.23%	30.30%	-15.38%	-40.91%
Effective Tax Rate	17.28%	16.65%	24.32%	26.53%	33.93%	17.73%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.