Banca Generali S.p.A. (BIT:BGN)

Banca Generali Statistics

Total Valuation

Banca Generali has a market cap or net worth of EUR 5.97 billion.

Market Cap	5.97B
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	May 18, 2026

Share Statistics

Banca Generali has 113.91 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	113.91M
Shares Outstanding	113.91M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.47%
Float	55.28M

Valuation Ratios

The trailing PE ratio is 13.41 and the forward PE ratio is 14.98. Banca Generali's PEG ratio is 5.28.

PE Ratio	13.41
Forward PE	14.98
PS Ratio	5.95
PB Ratio	3.77
P/TBV Ratio	4.44
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	5.28

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 29.38%.

Return on Equity (ROE)	29.38%
Return on Assets (ROA)	2.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.93%
Revenue Per Employee	780,632
Profits Per Employee	347,231
Employee Count	1,313
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banca Generali has paid 89.25 million in taxes.

Income Tax	89.25M
Effective Tax Rate	16.65%

Stock Price Statistics

The stock price has increased by +0.58% in the last 52 weeks. The beta is 0.71, so Banca Generali's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+0.58%
50-Day Moving Average	53.70
200-Day Moving Average	51.61
Relative Strength Index (RSI)	52.09
Average Volume (20 Days)	251,910

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banca Generali had revenue of EUR 1.00 billion and earned 445.85 million in profits. Earnings per share was 3.91.

Revenue	1.00B
Gross Profit	1.00B
Operating Income	568.97M
Pretax Income	535.97M
Net Income	445.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.91

Balance Sheet

The company has 1.29 billion in cash and 2.22 billion in debt, with a net cash position of -930.13 million or -8.17 per share.

Cash & Cash Equivalents	1.29B
Total Debt	2.22B
Net Cash	-930.13M
Net Cash Per Share	-8.17
Equity (Book Value)	1.58B
Book Value Per Share	12.87
Working Capital	-14.33B

Cash Flow

In the last 12 months, operating cash flow was -1.53 billion and capital expenditures -1.76 million, giving a free cash flow of -1.54 billion.

Operating Cash Flow	-1.53B
Capital Expenditures	-1.76M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-1.54B
FCF Per Share	-13.48

Margins

Gross Margin	n/a
Operating Margin	56.76%
Pretax Margin	53.47%
Profit Margin	44.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.90, which amounts to a dividend yield of 5.53%.

Dividend Per Share	2.90
Dividend Yield	5.53%
Dividend Growth (YoY)	3.64%
Years of Dividend Growth	3
Payout Ratio	72.20%
Buyback Yield	-0.05%
Shareholder Yield	5.49%
Earnings Yield	7.47%
FCF Yield	-25.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2