Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS)
Italy flag Italy · Delayed Price · Currency is EUR
11.92
+0.02 (0.18%)
Aug 10, 2026, 5:36 PM CET

BIT:BMPS Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,6064,3183,7713,4892,7672,760
Revenue Growth
54.62%14.51%8.09%26.07%0.25%66.37%
Net Income
2,9542,7161,9512,052-178.36309.51
Earnings Per Share
1.371.541.551.63-0.8531.40
EPS Growth
2.84%-0.78%-4.91%---

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth Management
182.7186.9177.3134.3144.8
Corporate Center
427.5-210.6-109.3385.1315.3
Large Corp. & Investment Banking
305.4267.3234.5142.7186.3
Corporate Banking
892.11,0991,049793.7819.9
Retail Banking (Incl. Widiba)
1,9382,2752,0021,2461,269
Total
3,7453,6183,3532,7022,735

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11,02015,47213,24914,31712,5391,742
Total Debt
46,81245,17710,30810,1068,55110,708
Net Cash (Debt)
-35,792-29,7052,9424,2123,988-8,966
Net Cash Growth
---30.16%5.62%--
Net Cash Per Share
-16.66-16.812.343.3419.00-909.26

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,7381,738-7921,7748,381-551.54
Capital Expenditures
-40.9-40.9-30.77-28.41-19.24-39.75
Free Cash Flow
1,6971,697-822.771,7468,362-591.28
Free Cash Flow Growth
----79.12%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
13.04%36.78%38.84%48.78%-21.87%9.35%
Profit Margin
13.81%62.80%52.31%58.68%-6.45%11.21%
FCF Margin
0.00%39.30%-21.82%50.05%302.19%-21.42%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8600.8600.8600.250--
Dividend Per Share Growth
0%0%244.00%---
Dividend Yield
7.23%6.72%0.00%0.00%0.02%0.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.765.944.391.87-0.59
Forward PE
14.4611.668.154.691.568.53
P/FCF Ratio
21.3516.35-2.200.29-
PS Ratio
9.046.422.271.100.880.07