Banca Monte dei Paschi di Siena S.p.A. (BIT:BMPS)
Italy flag Italy · Delayed Price · Currency is EUR
11.40
+0.03 (0.26%)
Aug 28, 2026, 5:37 PM CET

BIT:BMPS Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,6193,8523,5683,2732,6692,770
Revenue Growth
55.25%7.98%8.99%22.67%-3.65%26.30%
Net Income
2,9412,7161,9512,052-178.36309.51
Earnings Per Share
1.111.541.551.63-0.8531.39
EPS Growth
-17.13%-0.75%-4.91%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate & Investment Banking
764.2305.4267.3234.5142.7186.3
Corporate Center
455.6427.5-210.6-109.3385.1315.3
Wealth Management
-182.7186.9177.3134.3144.8
Corporate Banking
-892.11,0991,049793.7819.9
Retail Banking (Incl. Widiba)
-1,9382,2752,0021,2461,269
Total
5,5993,7453,6183,3532,7022,735

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
38,13454,12927,10727,76923,27317,670
Total Debt
74,52888,37230,34035,01433,64550,817
Net Cash (Debt)
-36,394-34,243-3,233-7,245-10,372-33,147
Net Cash Growth
------
Net Cash Per Share
-13.71-19.38-2.57-5.75-49.42-3361.54

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
761.331,738-7921,7748,381-551.54
Capital Expenditures
-134.9-40.9-30.77-28.41-19.24-39.75
Free Cash Flow
626.441,697-822.771,7468,362-591.28
Free Cash Flow Growth
----79.12%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
52.34%70.50%54.68%62.68%-6.68%11.18%
FCF Margin
11.15%44.05%-23.06%53.34%313.36%-21.35%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.8600.8600.8600.250
Dividend Per Share Growth
0%0%244.00%-
Dividend Yield
7.31%10.37%15.57%10.62%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2910.224.391.87-2.89
Forward PE
13.6511.668.154.691.568.53
P/FCF Ratio
55.2916.35-2.200.29-
PS Ratio
6.167.202.401.170.910.32