Directa Sim Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	20.07	16.48	13.74	13.86	14.11
Net Interest Income	19.26	20.79	15.73	9.62	9.05
Net Interest Income Growth	-7.34%	32.10%	63.54%	6.34%	21.50%
Other Revenues	0.25	-	-	-	0.13
Revenue	39.58	37.26	29.48	23.49	23.29
Revenue Growth (YoY)	6.21%	26.41%	25.51%	0.85%	23.91%
Cost of Revenue	8.56	8.13	7.22	6.47	5.82
Gross Profit	31.01	29.13	22.26	17.02	17.47
Selling, General & Admin	11.31	8.5	8.22	7.82	6.99
Depreciation & Amortization Expenses	1.32	2.49	1.9	1.91	1.91
Other Operating Expenses	0.05	1.4	0.25	-0.14	1.18
Operating Income	18.33	16.75	11.9	7.43	7.39
Total Non-Operating Income (Expense)	-0.12	0.04	0.02	0.03	0.04
Pretax Income	18.21	16.79	11.91	7.46	7.44
Provision for Income Taxes	5.6	5.53	3.71	1.86	2.2
Net Income	12.61	11.26	8.2	5.6	5.23
Net Income to Common	12.61	11.26	8.2	5.6	5.23
Net Income Growth	12.01%	37.30%	46.39%	7.04%	113.90%
Shares Outstanding (Basic)	19	19	19	17	15
Shares Outstanding (Diluted)	19	19	19	17	15
Shares Change (YoY)	-	-	13.64%	9.76%	-
EPS (Basic)	0.67	0.59	0.47	0.33	0.34
EPS (Diluted)	0.67	0.59	0.47	0.33	0.34
EPS Growth	13.56%	25.53%	42.42%	-2.94%	-
Free Cash Flow	-0.12	15.63	25.7	5.03	-25.54
Free Cash Flow Growth	-	-39.17%	411.13%	-	-
Free Cash Flow Per Share	-0.01	0.83	1.37	0.30	-1.70
Dividends Per Share	0.600	0.300	0.170	0.160	0.150
Dividend Growth	100.00%	76.47%	6.25%	6.67%	-
Gross Margin	78.36%	78.19%	75.51%	72.46%	75.00%
Operating Margin	46.32%	44.96%	40.36%	31.64%	31.75%
Profit Margin	31.87%	30.21%	27.82%	23.85%	22.47%
FCF Margin	-0.30%	41.96%	87.20%	21.41%	-109.68%
EBITDA	18.33	16.75	11.9	7.43	7.39
EBIT	18.33	16.75	11.9	7.43	7.39
EBIT Margin	46.32%	44.96%	40.36%	31.64%	31.75%
Effective Tax Rate	30.73%	32.94%	31.17%	24.95%	29.64%