Assicurazioni Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Premiums Earned	58,647	57,589	52,873	47,884	70,684	64,467
Investment Income	10,773	10,768	9,914	8,830	10,915	10,314
Net Gains on Investments	-478	-725	-131	292	2,409	3,378
Total Other Revenues	-6,959	-6,759	-7,178	-7,883	15,082	7,081
Revenue	61,983	60,873	55,478	-1,698	99,088	85,242
Revenue Growth (YoY)	4.77%	9.72%	-	-	16.24%	-9.93%
Insurance Benefits & Claims	52,237	51,613	47,011	43,112	-72,971	-60,011
Policy Amortization Costs	1,626	1,362	1,366	910	12,355	11,476
Investment Expense	48	41	40	55	304	167
Other Operating Expenses	887	711	770	545	8,144	9,363
Operating Income	7,185	7,146	6,291	-46,320	151,256	124,247
Interest Expense	-1,030	-1,150	-793	-608	-736	-837
Total Non-Operating Income (Expense)	-1,030	-1,150	-793	-608	-736	-837
Pretax Income	6,216	6,041	5,574	3,940	4,580	3,390
Provision for Income Taxes	1,916	1,843	1,536	1,378	1,384	1,175
Net Income	3,824	3,724	3,747	2,235	2,847	1,744
Minority Interest in Earnings	442	442	375	235	348	289
Earnings From Discontinued Operations	-32	-31	84	-93	0	-183
Net Income to Common	3,824	3,724	3,747	2,235	2,847	1,744
Net Income Growth	7.54%	-0.61%	67.65%	-21.50%	63.24%	-34.68%
Shares Outstanding (Basic)	1,525	1,539	1,542	1,570	1,573	1,569
Shares Outstanding (Diluted)	1,525	1,540	1,551	1,586	1,589	1,594
Shares Change (YoY)	-1.53%	-0.74%	-2.24%	-0.19%	-0.30%	0.14%
EPS (Basic)	2.51	2.42	2.43	1.42	1.81	1.11
EPS (Diluted)	2.51	2.42	2.42	1.41	1.79	1.09
EPS Growth	9.13%	-	71.63%	-21.23%	64.22%	-35.12%
Shares Outstanding	1,538	1,521	1,543	1,547	1,575	1,570
Free Cash Flow	18,838	15,383	1,732	10,341	17,480	19,343
Free Cash Flow Growth	22.46%	788.16%	-83.25%	-40.84%	-9.63%	-4.90%
Free Cash Flow Per Share	12.35	9.99	1.12	6.52	11.00	12.13
Dividends Per Share	1.430	1.430	1.280	1.160	1.070	1.010
Dividend Growth	-	11.72%	10.35%	8.41%	5.94%	5.21%
Operating Margin	11.59%	11.74%	11.34%	2727.92%	152.65%	145.76%
Profit Margin	6.94%	6.90%	7.28%	-150.88%	3.22%	2.60%
FCF Margin	30.39%	25.27%	3.12%	-609.01%	17.64%	22.69%
EBITDA	7,185	7,146	6,291	-46,320	151,256	124,247
EBIT	7,185	7,146	6,291	-46,320	151,256	124,247
EBIT Margin	11.59%	11.74%	11.34%	2727.92%	152.65%	145.76%
Effective Tax Rate	30.82%	30.51%	27.56%	34.97%	30.22%	34.66%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.