Assicurazioni Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	59,280	57,589	52,873	47,884	70,684
Investment Income	10,749	10,768	9,914	8,830	10,915
Net Gains on Investments	-218	-725	-131	292	2,409
Total Other Revenues	-7,828	-8,607	-7,178	-7,883	15,082
Revenue	61,983	-1,848	55,478	-1,698	99,088
Revenue Growth (YoY)	-	-	-	-	16.24%
Insurance Benefits & Claims	52,379	51,613	47,011	43,112	-72,971
Policy Amortization Costs	1,866	1,362	1,366	910	12,355
Investment Expense	63	41	40	55	304
Other Operating Expenses	508	711	770	545	8,144
Operating Income	7,167	-55,575	6,291	-46,320	151,256
Interest Expense	-821	-1,150	-793	-608	-736
Total Non-Operating Income (Expense)	-821	-1,150	-793	-608	-736
Pretax Income	6,363	6,041	5,574	3,940	4,580
Provision for Income Taxes	1,717	1,843	1,536	1,378	1,384
Net Income	4,172	3,724	3,747	2,235	2,847
Minority Interest in Earnings	-	442	375	235	348
Earnings From Discontinued Operations	17	-31	84	-93	0
Net Income to Common	4,172	3,724	3,747	2,235	2,847
Net Income Growth	12.03%	-0.61%	67.65%	-21.50%	63.24%
Shares Outstanding (Basic)	1,514	1,539	1,542	1,570	1,573
Shares Outstanding (Diluted)	1,546	1,567	1,551	1,586	1,589
Shares Change (YoY)	-1.39%	1.06%	-2.24%	-0.19%	-0.30%
EPS (Basic)	2.75	2.42	2.43	1.42	1.81
EPS (Diluted)	2.70	2.38	2.42	1.41	1.79
EPS Growth	13.44%	-1.65%	71.63%	-21.23%	64.22%
Shares Outstanding	1,504	1,522	1,543	1,548	1,575
Free Cash Flow	24,074	30,764	1,732	10,341	17,480
Free Cash Flow Growth	-21.75%	1676.19%	-83.25%	-40.84%	-9.63%
Free Cash Flow Per Share	15.58	19.63	1.12	6.52	11.00
Dividends Per Share	1.640	1.430	1.280	1.160	1.070
Dividend Growth	14.69%	11.72%	10.35%	8.41%	5.94%
Operating Margin	11.56%	3007.31%	11.34%	2727.92%	152.65%
Profit Margin	7.50%	-227.17%	7.28%	-150.88%	3.22%
FCF Margin	38.84%	-1664.70%	3.12%	-609.01%	17.64%
EBITDA	7,176	-55,565	6,291	-46,320	151,256
EBITDA Margin	11.58%	3006.76%	11.34%	2727.92%	152.65%
EBIT	7,167	-55,575	6,291	-46,320	151,256
EBIT Margin	11.56%	3007.31%	11.34%	2727.92%	152.65%
Effective Tax Rate	26.98%	30.51%	27.56%	34.97%	30.22%

Updated Mar 27, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.