BIT:MB Income Statement

Financials in millions EUR. Fiscal year is July - June.

Millions EUR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	3,704	3,902	3,973	2,834	1,848	1,820
Interest Income on Investments	77.18	172.78	138.03	78.76	117.76	106.9
Total Interest Income	3,781	4,075	4,111	2,913	1,966	1,927
Interest Paid on Deposits	1,945	2,050	2,025	1,026	353.68	402.33
Net Interest Income	1,836	2,025	2,086	1,886	1,612	1,524
Net Interest Income Growth (YoY)	-11.29%	-2.93%	10.56%	17.01%	5.75%	-0.30%
Income From Trading Activities	-133.13	220.37	39.68	99.41	-10.66	83.92
Gain (Loss) on Sale of Investments	292.96	356.63	549.06	443.13	363.03	398.02
Other Non-Interest Income	848.09	962.78	834.29	707.55	697.29	619.1
Total Non-Interest Income	749.14	1,538	1,424	1,255	1,056	1,091
Non-Interest Income Growth (YoY)	-52.71%	8.04%	13.48%	18.81%	-3.22%	21.80%
Revenues Before Loan Losses	2,585	3,563	3,509	3,141	2,668	2,615
Provision for Loan Losses	244.66	232.66	246.28	232.09	203.88	264.32
Revenue	2,585	3,330	3,263	2,909	2,464	2,351
Revenue Growth (YoY)	-24.34%	2.06%	12.17%	18.05%	4.80%	15.98%
Salaries and Employee Benefits	953.46	837.24	788.29	717.46	655.83	620.48
Occupancy Expenses	80.28	78.62	71.11	62.14	57.06	53.43
Amortization of Goodwill & Intangibles	60.23	28.8	80.47	30.19	29.53	32.37
Selling, General & Administrative	823.55	645.45	677.9	663.65	622.61	590.72
Other Non-Interest Expense	-760.16	-46.87	-68.85	-34.82	-69.74	-92.74
Total Non-Interest Expense	1,157	1,543	1,549	1,439	1,295	1,204
EBT Excluding Unusual Items	1,427	1,787	1,714	1,470	1,169	1,147
Asset Writedown	2.07	-0.37	-1.61	-1.25	-	-
Other Unusual Items	-3.21	-3.21	1.05	7.14	-1.02	-1.62
Pretax Income	1,327	1,776	1,710	1,423	1,162	1,081
Income Tax Expense	300.6	444.45	433.97	394.48	252	271.78
Earnings From Continuing Operations	1,027	1,331	1,277	1,029	909.65	809.2
Minority Interest in Earnings	-1.32	-1	-3.14	-3.03	-2.68	-1.62
Net Income	1,025	1,330	1,273	1,026	906.98	807.58
Net Income to Common	1,025	1,330	1,273	1,026	906.98	807.58
Net Income Growth	-22.36%	4.46%	24.11%	13.12%	12.31%	34.51%
Basic Shares Outstanding	798	809	827	841	839	862
Diluted Shares Outstanding	804	815	833	845	843	867
Shares Change (YoY)	-	-2.23%	-1.45%	0.28%	-2.80%	0.16%
EPS (Basic)	1.48	1.65	1.54	1.22	1.08	0.94
EPS (Diluted)	1.47	1.63	1.53	1.21	1.08	0.93
EPS Growth	-	6.54%	26.45%	12.04%	16.13%	34.78%
Dividend Per Share	1.220	1.150	1.070	0.850	0.750	0.660
Dividend Growth	8.93%	7.48%	25.88%	13.33%	13.64%	-
Effective Tax Rate	22.65%	25.03%	25.37%	27.71%	21.69%	25.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.