Mediobanca Banca di Credito Finanziario S.p.A. (BIT:MB)
Italy flag Italy · Delayed Price · Currency is EUR
28.91
+0.18 (0.63%)
Aug 12, 2026, 4:55 PM CET

BIT:MB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
1,8203,0392,9812,6802,2712,312
Revenue Growth
-41.68%1.97%11.23%17.97%-1.77%10.94%
Gross Profit
1,1162,1832,1741,9481,6001,676
Operating Income
1,0281,057994.79587.23389.63331.01
Net Income
1,1131,3321,2731,027906.98807.58
Earnings Per Share
1.381.631.531.211.080.93
EPS Growth
-14.65%6.54%26.45%12.04%16.13%34.78%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Wealth Management
987.3944.6993.5916.2810712.4
Corporate and Investment Banking
669704.4892.2773.2680.1677.2
Consumer Finance
1,0641,0691,024939.2917.5868.1
Insurance
525553.6521.5530.2463.6339.2
Holding Functions
-5.115.866.1217.9197-2.5
Unallocated Adjustments
--5----
Total
3,2353,2823,4983,3773,0682,594

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
1,7501,0343,3614,2377,8623,273
Total Debt
84,539150,367140,643129,806133,431116,950
Net Cash (Debt)
-82,789-149,333-137,282-125,569-125,570-113,677
Net Cash Growth
------
Net Cash Per Share
-102.86-183.34-164.79-148.55-148.96-131.08

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2023FY 2022FY 2021FY 2020
Period EndingDec '25 Jun '25 Jun '23 Jun '22 Jun '21 Jun '20
Operating Cash Flow
685.85-1,203-3,1615,146-1,6362,941
Capital Expenditures
-73.82-103.55-39.75-26.46-3.02-21.65
Free Cash Flow
612.03-1,307-3,2015,119-1,6392,920
Free Cash Flow Growth
-----119168.10%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Gross Margin
61.33%71.82%72.92%72.70%70.44%72.47%
Operating Margin
56.47%34.78%33.37%21.91%17.15%14.31%
Pretax Margin
72.46%58.48%57.39%53.16%51.14%46.75%
Profit Margin
62.19%43.84%42.83%38.43%40.05%34.99%
FCF Margin
0.00%-42.99%0.00%-119.44%225.37%-70.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Dividend Per Share
1.2601.1501.0700.8500.7500.660
Dividend Per Share Growth
8.93%7.48%25.88%13.33%13.64%-
Dividend Yield
4.39%5.91%0.00%6.88%8.37%0.02%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
21.7512.118.959.067.6510.59
Forward PE
16.1510.218.868.667.9610.83
P/FCF Ratio
37.86---1.35-
PS Ratio
8.785.253.803.443.053.67