Mediobanca Banca di Credito Finanziario S.p.A. (BIT:MB)
Italy flag Italy · Delayed Price · Currency is EUR
27.90
-0.20 (-0.71%)
Sep 4, 2026, 9:05 AM CET

BIT:MB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
2,7242,5913,3303,2632,9092,464
Revenue Growth
-18.19%-22.19%2.06%12.17%18.05%4.80%
Net Income
1,0651,0251,3321,2731,026906.98
Earnings Per Share
1.321.271.631.531.211.08
EPS Growth
-18.88%-22.02%6.54%26.45%12.04%16.13%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Wealth Management
901.9944.6993.5916.2810712.4
Consumer Finance
1,0761,0691,024939.2917.5868.1
Unallocated Adjustments
-10.4-5----
Corporate and Investment Banking
744704.4892.2773.2680.1677.2
Holding Functions
36.815.866.1217.9197-2.5
Insurance - Principal Investing
582.2553.6521.5530.2463.6339.2
Total
3,3313,2823,4983,3773,0682,594

Cash & Debt

Fiscal YearCurrentFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
26,00126,41227,80425,88519,33621,513
Total Debt
58,10754,84953,06349,98343,63843,084
Net Cash (Debt)
-32,105-28,437-25,260-24,098-24,301-21,571
Net Cash Growth
------
Net Cash Per Share
-39.86-35.26-31.01-28.93-28.75-25.59

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
3,1022,488-1,203439.51-3,1615,146
Capital Expenditures
-14.6-23.39-103.55-51.16-39.75-26.46
Free Cash Flow
3,0882,464-1,307388.35-3,2015,119
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Profit Margin
39.10%39.56%39.98%39.03%35.27%36.81%
FCF Margin
113.34%95.11%-39.23%11.90%-110.04%207.75%

Dividends

Fiscal YearCurrentFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
Dividend Per Share
1.2601.2601.1501.0700.8500.750
Dividend Per Share Growth
8.93%9.56%7.48%25.88%13.33%13.64%
Dividend Yield
4.58%7.31%6.22%8.91%9.86%12.46%

Valuation

Fiscal YearCurrentFY 2025FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
21.2514.0212.068.938.987.71
Forward PE
15.6610.7011.528.868.667.96
P/FCF Ratio
7.345.83-29.29-1.37
PS Ratio
8.325.554.823.493.172.84