BIT:MB Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	3,704	3,902	3,973	2,834	1,848
Interest Income on Investments	77.18	172.78	138.03	78.76	117.76
Total Interest Income	3,781	4,075	4,111	2,913	1,966
Interest Paid on Deposits	1,945	2,050	2,025	1,026	353.68
Net Interest Income	1,836	2,025	2,086	1,886	1,612
Net Interest Income Growth (YoY)	-9.33%	-2.93%	10.56%	17.01%	5.75%
Income From Trading Activities	-133.13	220.37	39.68	99.41	-10.66
Gain (Loss) on Sale of Investments	292.96	356.63	549.06	443.13	363.03
Other Non-Interest Income	854.4	962.78	834.29	707.55	697.29
Total Non-Interest Income	1,084	1,538	1,424	1,255	1,056
Non-Interest Income Growth (YoY)	-29.49%	8.04%	13.48%	18.81%	-3.22%
Revenues Before Loan Losses	2,920	3,563	3,509	3,141	2,668
Provision for Loan Losses	329.03	232.66	246.28	232.09	203.88
Revenue	2,591	3,330	3,263	2,909	2,464
Revenue Growth (YoY)	-22.19%	2.06%	12.17%	18.05%	4.80%
Salaries and Employee Benefits	915.81	837.24	788.29	717.46	655.83
Occupancy Expenses	80.28	77.06	71.11	62.14	57.06
Amortization of Goodwill & Intangibles	60.23	28.8	80.47	30.19	29.53
Selling, General & Administrative	697.39	645.45	677.9	663.65	622.61
Other Non-Interest Expense	-596.36	-46.87	-68.85	-34.82	-69.74
Total Non-Interest Expense	1,157	1,542	1,549	1,439	1,295
EBT Excluding Unusual Items	1,434	1,788	1,714	1,470	1,169
Asset Writedown	2.07	0.11	-1.61	-1.25	-
Other Unusual Items	-6.31	-3.21	1.05	7.14	-1.02
Pretax Income	1,327	1,778	1,710	1,423	1,162
Income Tax Expense	300.6	445.12	433.97	394.48	252
Earnings From Continuing Operations	1,027	1,333	1,277	1,029	909.65
Minority Interest in Earnings	-1.32	-1	-3.14	-3.03	-2.68
Net Income	1,025	1,332	1,273	1,026	906.98
Net Income to Common	1,025	1,332	1,273	1,026	906.98
Net Income Growth	-23.01%	4.56%	24.11%	13.12%	12.31%
Basic Shares Outstanding	806	809	827	841	839
Diluted Shares Outstanding	806	815	833	845	843
Shares Change (YoY)	-0.98%	-2.23%	-1.45%	0.28%	-2.80%
EPS (Basic)	1.27	1.65	1.54	1.22	1.08
EPS (Diluted)	1.27	1.63	1.53	1.21	1.08
EPS Growth	-22.02%	6.54%	26.45%	12.04%	16.13%
Dividend Per Share	1.260	1.150	1.070	0.850	0.750
Dividend Growth	9.56%	7.48%	25.88%	13.33%	13.64%
Effective Tax Rate	22.65%	25.04%	25.37%	27.71%	21.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.