Asia Sermkij Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	4,239	4,938	4,899	4,249	3,352
Total Interest Expense	1,908	2,213	1,910	1,336	1,039
Net Interest Income	2,331	2,725	2,989	2,913	2,313
Commissions and Fees	219.41	348.51	605.48	585.96	435.05
Other Revenue	710.1	872.94	810.9	666.33	530.85
Revenue Before Loan Losses	3,261	3,946	4,406	4,165	3,279
Provision for Loan Losses	457.6	1,149	1,190	1,031	673.61
Revenue	2,803	2,798	3,215	3,134	2,605
Revenue Growth (YoY)	0.19%	-13.00%	2.60%	20.31%	19.17%
Cost of Services Provided	1,244	1,286	1,281	1,127	1,049
Other Operating Expenses	877.42	1,083	386.7	105.6	38.69
Total Operating Expenses	2,121	2,369	1,668	1,232	1,088
Operating Income	681.88	428.77	1,547	1,902	1,517
Pretax Income	669.98	418.25	1,529	1,896	1,509
Income Tax Expense	138.43	86.45	310.07	384.31	306.51
Net Income	531.55	331.8	1,219	1,512	1,203
Net Income to Common	531.55	331.8	1,219	1,512	1,203
Net Income Growth	60.20%	-72.78%	-19.40%	25.72%	36.21%
Shares Outstanding (Basic)	637	528	528	528	458
Shares Outstanding (Diluted)	637	528	528	528	458
Shares Change (YoY)	20.73%	-	-	15.14%	30.27%
EPS (Basic)	0.83	0.63	2.31	2.86	2.62
EPS (Diluted)	0.83	0.63	2.31	2.86	2.62
EPS Growth	32.69%	-72.78%	-19.40%	9.19%	4.55%
Free Cash Flow	11,116	5,322	-7,662	-10,308	-9,141
Free Cash Flow Per Share	17.44	10.08	-14.52	-19.53	-19.94
Dividend Per Share	0.400	0.320	1.160	1.440	1.140
Dividend Growth	25.00%	-72.41%	-19.44%	26.32%	-32.94%
Operating Margin	24.33%	15.33%	48.13%	60.68%	58.24%
Profit Margin	18.96%	11.86%	37.90%	48.25%	46.17%
Free Cash Flow Margin	396.59%	190.22%	-238.28%	-328.90%	-350.91%
Effective Tax Rate	20.66%	20.67%	20.28%	20.27%	20.31%
Revenue as Reported	5,455	6,408	6,499	5,624	4,414

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.