Asia Sermkij Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	4,397	4,938	4,899	4,249	3,352	2,906
Total Interest Expense	2,029	2,213	1,910	1,336	1,039	929.64
Net Interest Income	2,368	2,725	2,989	2,913	2,313	1,976
Commissions and Fees	221.2	348.51	605.48	585.96	435.05	-
Other Revenue	822.8	872.94	810.9	666.33	530.85	576.49
Revenue Before Loan Losses	3,412	3,946	4,406	4,165	3,279	2,553
Provision for Loan Losses	545.15	1,149	1,190	1,031	673.61	366.92
Revenue	2,867	2,798	3,215	3,134	2,605	2,186
Revenue Growth (YoY)	26.32%	-13.00%	2.60%	20.31%	19.17%	7.41%
Cost of Services Provided	1,284	1,286	1,281	1,127	1,049	988.1
Other Operating Expenses	1,078	1,083	386.7	105.6	38.69	69.12
Total Operating Expenses	2,362	2,369	1,668	1,232	1,088	1,057
Operating Income	505.19	428.77	1,547	1,902	1,517	1,129
Pretax Income	494.67	418.25	1,529	1,896	1,509	1,121
Income Tax Expense	106.42	86.45	310.07	384.31	306.51	237.51
Net Income	388.25	331.8	1,219	1,512	1,203	883.06
Net Income to Common	388.25	331.8	1,219	1,512	1,203	883.06
Net Income Growth	-18.50%	-72.78%	-19.40%	25.72%	36.21%	1.56%
Shares Outstanding (Basic)	593	528	528	528	458	352
Shares Outstanding (Diluted)	593	528	528	528	458	352
Shares Change (YoY)	12.36%	-	-	15.14%	30.27%	-
EPS (Basic)	0.65	0.63	2.31	2.86	2.62	2.51
EPS (Diluted)	0.65	0.63	2.31	2.86	2.62	2.51
EPS Growth	-27.46%	-72.78%	-19.40%	9.19%	4.55%	1.56%
Free Cash Flow	11,605	5,322	-7,662	-10,308	-9,141	-2,021
Free Cash Flow Per Share	19.57	10.08	-14.52	-19.53	-19.94	-5.74
Dividend Per Share	0.320	0.320	1.160	1.440	1.140	1.700
Dividend Growth	-72.41%	-72.41%	-19.44%	26.32%	-32.94%	-1.16%
Operating Margin	17.62%	15.33%	48.13%	60.68%	58.24%	51.64%
Profit Margin	13.54%	11.86%	37.90%	48.25%	46.17%	40.40%
Free Cash Flow Margin	404.73%	190.22%	-238.28%	-328.90%	-350.91%	-92.44%
Effective Tax Rate	21.51%	20.67%	20.28%	20.27%	20.31%	21.20%
Revenue as Reported	5,694	6,408	6,499	5,624	4,414	3,596

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.