American Express Company (BKK:AXP06)

American Express Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	25,093	23,795	19,983	12,658	9,033	10,083
Total Interest Expense	8,213	8,252	6,849	2,763	1,283	2,098
Net Interest Income	16,880	15,543	13,134	9,895	7,750	7,985
Commissions and Fees	51,912	48,770	45,676	41,330	33,074	26,801
Other Revenue	1,636	1,636	1,705	1,637	1,556	1,301
Revenue Before Loan Losses	70,428	65,949	60,515	52,862	42,380	36,087
Provision for Loan Losses	5,134	5,185	4,923	2,182	-1,419	4,730
Revenue	65,294	60,764	55,592	50,680	43,799	31,357
Revenue Growth (YoY)	10.22%	9.30%	9.69%	15.71%	39.68%	-21.57%
Salaries & Employee Benefits	8,490	8,075	7,888	7,110	6,250	5,718
Cost of Services Provided	36,227	33,496	30,369	27,550	22,053	16,018
Other Operating Expenses	7,156	6,856	6,601	5,998	5,550	5,359
Total Operating Expenses	51,873	48,427	44,858	40,658	33,853	27,095
Operating Income	13,421	12,337	10,734	10,022	9,946	4,262
Earnings From Equity Investments	-	-	-	-9	-13	-128
Currency Exchange Gain (Loss)	101	102	82	8	-21	10
EBT Excluding Unusual Items	13,522	12,439	10,816	10,021	9,912	4,144
Restructuring Charges	-123	-123	-179	-142	10	-
Gain (Loss) on Sale of Investments	62	48	-124	-294	767	152
Pretax Income	13,461	12,895	10,513	9,585	10,689	4,296
Income Tax Expense	2,920	2,766	2,139	2,071	2,629	1,161
Net Income	10,541	10,129	8,374	7,514	8,060	3,135
Preferred Dividends & Other Adjustments	130	134	122	114	143	99
Net Income to Common	10,411	9,995	8,252	7,400	7,917	3,036
Net Income Growth	6.56%	20.96%	11.45%	-6.77%	157.10%	-53.62%
Shares Outstanding (Basic)	698	712	735	751	789	805
Shares Outstanding (Diluted)	700	713	736	752	790	806
Shares Change (YoY)	-2.68%	-3.13%	-2.13%	-4.81%	-1.98%	-2.89%
EPS (Basic)	14.92	14.04	11.23	9.85	10.03	3.77
EPS (Diluted)	14.88	14.01	11.21	9.85	10.02	3.77
EPS Growth	9.59%	24.98%	13.81%	-1.70%	165.78%	-52.82%
Free Cash Flow	18,938	12,133	16,994	19,223	13,007	4,112
Free Cash Flow Per Share	27.07	17.02	23.09	25.56	16.46	5.10
Dividend Per Share	3.160	2.800	2.400	2.080	1.720	1.720
Dividend Growth	17.04%	16.67%	15.38%	20.93%	-	4.88%
Operating Margin	20.55%	20.30%	19.31%	19.78%	22.71%	13.59%
Profit Margin	15.95%	16.45%	14.84%	14.60%	18.08%	9.68%
Free Cash Flow Margin	29.00%	19.97%	30.57%	37.93%	29.70%	13.11%
Effective Tax Rate	21.69%	21.45%	20.35%	21.61%	24.59%	27.02%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.