Allianz Ayudhya Capital PCL (BKK:AYUD)

BKK:AYUD Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	8,978	8,263	8,039	6,352	3,892	4,170
Total Interest & Dividend Income	158.55	170.78	123.33	87.25	140.54	128.61
Gain (Loss) on Sale of Investments	2.33	1.59	-2.72	-94.75	-48.96	-263.32
Other Revenue	1,820	1,252	1,164	1,483	1,648	1,404
Total Revenue	10,959	9,687	9,324	7,828	5,632	5,440
Revenue Growth (YoY)	-2.19%	3.89%	19.11%	38.99%	3.53%	17.77%
Policy Benefits	6,467	5,288	4,883	3,834	2,053	2,475
Policy Acquisition & Underwriting Costs	2,212	2,883	2,328	2,112	1,588	1,621
Selling, General & Administrative	555.21	746.56	971.25	885.27	751.13	837.09
Other Operating Expenses	100.52	20.63	15.72	11.12	2.91	2.09
Total Operating Expenses	9,335	8,938	8,198	6,842	4,395	4,934
Operating Income	1,624	748.69	1,126	985.3	1,237	505.6
Interest Expense	-6.32	-7.26	-7.03	-6.97	-6.92	-4.65
Other Non Operating Income (Expenses)	-0.01	-0.01	0.22	-0.07	0.59	0.34
EBT Excluding Unusual Items	1,618	741.42	1,119	978.26	1,231	501.29
Merger & Restructuring Charges	-4.89	-9.28	-102.03	-102.65	-	-
Asset Writedown	-	-	4.98	172.7	-	-
Pretax Income	1,613	732.14	1,022	1,048	1,231	501.29
Income Tax Expense	68.75	17.39	89.06	43.59	0.75	-129.83
Net Income	1,544	714.75	933	1,005	1,230	631.11
Net Income to Common	1,544	714.75	933	1,005	1,230	631.11
Net Income Growth	-12.52%	-23.39%	-7.14%	-18.32%	94.90%	232.82%
Shares Outstanding (Basic)	389	389	389	389	389	388
Shares Outstanding (Diluted)	389	389	389	389	389	388
Shares Change (YoY)	-	-	-	-	0.44%	7.48%
EPS (Basic)	3.97	1.84	2.40	2.58	3.16	1.63
EPS (Diluted)	3.97	1.84	2.40	2.58	3.16	1.63
EPS Growth	-12.52%	-23.39%	-7.14%	-18.32%	94.05%	207.25%
Free Cash Flow	3,267	2,541	-986.93	5,163	-1,705	-1,229
Free Cash Flow Per Share	8.39	6.53	-2.54	13.26	-4.38	-3.17
Dividend Per Share	1.670	2.570	2.570	5.400	1.540	1.520
Dividend Growth	-35.02%	-	-52.41%	250.65%	1.32%	1.33%
Operating Margin	14.82%	7.73%	12.08%	12.59%	21.97%	9.29%
Profit Margin	14.09%	7.38%	10.01%	12.83%	21.84%	11.60%
Free Cash Flow Margin	29.81%	26.23%	-10.59%	65.95%	-30.28%	-22.59%
EBITDA	1,637	762.28	1,142	1,003	1,251	534.48
EBITDA Margin	14.94%	7.87%	12.25%	12.82%	22.22%	9.83%
D&A For EBITDA	12.73	13.59	16.41	18.03	14.2	28.88
EBIT	1,624	748.69	1,126	985.3	1,237	505.6
EBIT Margin	14.82%	7.73%	12.08%	12.59%	21.97%	9.29%
Effective Tax Rate	4.26%	2.38%	8.71%	4.16%	0.06%	-
Revenue as Reported	7,338	9,686	9,324	7,826	5,673	5,591

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.