G Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	126.7	150.62	168.32	198.93	238.64	310.86
Total Interest Expense	42.07	52.05	63.44	86.26	123.34	139.81
Net Interest Income	84.63	98.56	104.88	112.68	115.29	171.05
Other Revenue	5.94	5.56	7.83	7.32	5.24	3.41
Revenue Before Loan Losses	90.58	104.12	112.71	120	120.53	174.46
Provision for Loan Losses	19.99	16.26	-4.8	141.2	58.47	32.19
Revenue	70.58	87.86	117.51	-21.2	62.06	142.28
Revenue Growth (YoY)	-32.46%	-25.23%	-	-	-56.38%	-24.87%
Cost of Services Provided	90.88	105.09	103.42	105.25	118.58	136.58
Other Operating Expenses	-0.94	-2.75	-4.84	-7.43	-9.65	-15.84
Total Operating Expenses	89.94	102.34	98.58	97.82	108.93	120.74
Operating Income	-19.36	-14.48	18.94	-119.02	-46.87	21.53
Earnings From Equity Investments	-	-	-	-	-	-12.18
EBT Excluding Unusual Items	-19.36	-14.48	18.94	-119.02	-46.87	9.35
Gain (Loss) on Sale of Investments	-	-	-	-	-25.5	-
Pretax Income	-19.36	-14.48	18.94	-119.02	-72.37	9.35
Income Tax Expense	-2.02	-1.71	4.12	-18.38	-13.81	5.45
Net Income	-17.35	-12.77	14.82	-100.64	-58.57	3.9
Net Income to Common	-17.35	-12.77	14.82	-100.64	-58.57	3.9
Net Income Growth	-	-	-	-	-	-92.65%
Shares Outstanding (Basic)	531	469	387	341	300	300
Shares Outstanding (Diluted)	531	472	395	341	300	300
Shares Change (YoY)	17.00%	19.70%	15.62%	13.78%	-	4.99%
EPS (Basic)	-0.03	-0.03	0.04	-0.29	-0.20	0.01
EPS (Diluted)	-0.03	-0.03	0.04	-0.29	-0.20	0.01
EPS Growth	-	-	-	-	-	-93.00%
Free Cash Flow	87.44	146.82	172.91	322.95	405.59	281.28
Free Cash Flow Per Share	0.17	0.31	0.44	0.95	1.35	0.94
Dividend Per Share	-	-	-	-	0.100	0.050
Dividend Growth	-	-	-	-	100.00%	-70.59%
Operating Margin	-27.43%	-16.48%	16.11%	-	-75.52%	15.13%
Profit Margin	-24.58%	-14.53%	12.61%	-	-94.37%	2.74%
Free Cash Flow Margin	123.89%	167.11%	147.14%	-	653.53%	197.70%
Effective Tax Rate	-	-	21.75%	-	-	58.29%
Revenue as Reported	136.02	161.35	181.76	213.68	253.53	330.11

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.