Kasikornbank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	162,497	173,625	188,068	183,608	151,333	135,415
Interest Income on Investments	3,488	3,386	3,526	3,569	3,446	3,310
Total Interest Income	165,985	177,011	191,594	187,178	154,778	138,724
Interest Paid on Deposits	34,592	36,473	40,064	35,164	18,334	16,024
Net Interest Income	131,393	140,537	151,530	152,013	136,444	122,700
Net Interest Income Growth	-8.47%	-7.25%	-0.32%	11.41%	11.20%	10.14%
Gain (Loss) on Sale of Investments	3,033	1,352	45.36	-587.63	-130.48	817.19
Gain (Loss) on Sale of Equity Investments	1,234	822.21	981.38	-35.46	114.72	-694.34
Other Non-Interest Income	59,078	52,088	45,687	41,263	36,829	40,526
Total Non-Interest Income	63,345	54,263	46,714	40,640	36,814	40,649
Non-Interest Income Growth	21.58%	16.16%	14.95%	10.39%	-9.44%	-6.52%
Revenues Before Loan Losses	194,738	194,800	198,244	192,654	173,258	163,349
Provision for Loan Losses	40,435	40,312	47,251	51,840	51,919	40,332
Revenue	154,303	154,488	150,993	140,813	121,338	123,017
Revenue Growth	0.61%	2.31%	7.23%	16.05%	-1.36%	10.48%
Salaries and Employee Benefits	40,388	42,876	41,435	40,274	34,602	34,481
Occupancy Expenses	11,313	11,436	11,338	11,388	11,408	11,345
Selling, General & Administrative	184.57	245.99	207.28	163.11	154.28	146.36
Other Non-Interest Expense	31,064	30,290	31,270	33,143	28,585	25,072
Total Non-Interest Expense	82,950	84,849	84,250	84,968	74,749	71,044
EBT Excluding Unusual Items	71,353	69,640	66,743	55,845	46,589	51,973
Pretax Income	71,353	69,640	66,743	55,845	46,585	51,973
Income Tax Expense	13,908	13,871	13,095	10,778	8,633	9,729
Earnings From Continuing Operations	57,445	55,768	53,648	45,067	37,953	42,244
Minority Interest in Earnings	-6,532	-6,204	-4,045	-2,662	-2,183	-4,192
Net Income	50,913	49,565	49,604	42,405	35,769	38,053
Preferred Dividends & Other Adjustments	698.27	698.27	725.87	746.28	-	-
Net Income to Common	50,215	48,867	48,878	41,659	35,769	38,053
Net Income Growth	1.04%	-0.02%	17.33%	16.46%	-6.00%	29.05%
Basic Shares Outstanding	2,355	2,368	2,369	2,369	2,369	2,369
Diluted Shares Outstanding	2,355	2,368	2,369	2,369	2,369	2,369
Shares Change	-0.60%	-0.04%	-	-	-	-0.17%
EPS (Basic)	21.32	20.63	20.63	17.58	15.10	16.06
EPS (Diluted)	21.32	20.63	20.63	17.58	15.10	16.06
EPS Growth	1.65%	0.01%	17.33%	16.46%	-6.00%	29.27%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	10.000	12.000	9.500	6.500	4.000	3.250
Dividend Growth	-16.67%	26.32%	46.15%	62.50%	23.08%	30.00%
Effective Tax Rate	19.49%	19.92%	19.62%	19.30%	18.53%	18.72%