Kiatnakin Phatra Bank PCL (BKK:KKP)

Kiatnakin Phatra Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	28,541	30,515	30,717	23,671	19,489	19,584
Interest Income on Investments	194.32	153.15	339.74	506.67	1,329	389.16
Total Interest Income	28,736	30,668	31,057	24,177	20,818	19,973
Interest Paid on Deposits	10,197	10,667	8,424	4,589	3,788	4,905
Net Interest Income	18,539	20,001	22,634	19,588	17,030	15,068
Net Interest Income Growth (YoY)	-15.64%	-11.63%	15.55%	15.02%	13.02%	16.88%
Gain (Loss) on Sale of Assets	2.53	2.53	3.33	19.38	16.19	23.08
Gain (Loss) on Sale of Investments	-	22.77	-12.08	-3.71	-9.64	49.56
Other Non-Interest Income	6,929	6,686	5,654	7,974	7,332	5,134
Total Non-Interest Income	6,931	6,712	5,645	7,990	7,338	5,207
Non-Interest Income Growth (YoY)	30.24%	18.89%	-29.34%	8.88%	40.93%	-14.73%
Revenues Before Loan Losses	25,470	26,713	28,279	27,578	24,368	20,275
Provision for Loan Losses	3,672	3,974	6,082	5,036	5,201	4,095
Revenue	21,799	22,739	22,197	22,542	19,168	16,181
Revenue Growth (YoY)	-0.07%	2.44%	-1.53%	17.60%	18.46%	-6.59%
Salaries and Employee Benefits	7,382	7,155	7,081	6,954	6,428	5,664
Occupancy Expenses	1,442	1,410	1,315	1,108	998.67	1,134
Selling, General & Administrative	315.55	317.41	292.82	247.09	139.69	181.84
Other Non-Interest Expense	2,742	2,916	2,959	3,124	2,118	1,929
Total Non-Interest Expense	15,359	16,516	15,894	13,013	11,248	10,652
EBT Excluding Unusual Items	6,439	6,223	6,303	9,529	7,919	5,529
Other Unusual Items	89.02	89.02	483.92	-39.3	-122.39	958.12
Pretax Income	6,528	6,312	6,787	9,490	7,797	6,487
Income Tax Expense	1,284	1,264	1,331	1,873	1,442	1,344
Earnings From Continuing Operations	5,245	5,048	5,456	7,616	6,355	5,143
Minority Interest in Earnings	-17.69	-17.53	-12.55	-14.34	-37.26	-19.86
Net Income	5,227	5,031	5,443	7,602	6,318	5,123
Net Income to Common	5,227	5,031	5,443	7,602	6,318	5,123
Net Income Growth	23.71%	-7.58%	-28.40%	20.32%	23.32%	-14.45%
Basic Shares Outstanding	834	843	847	847	847	847
Diluted Shares Outstanding	834	843	847	847	847	847
Shares Change (YoY)	-1.40%	-0.49%	-	-	-	-
EPS (Basic)	6.26	5.97	6.43	8.98	7.46	6.05
EPS (Diluted)	6.26	5.97	6.43	8.98	7.46	6.05
EPS Growth	25.46%	-7.13%	-28.40%	20.32%	23.32%	-14.45%
Dividend Per Share	2.750	4.000	3.000	3.250	2.950	2.250
Dividend Growth	57.14%	33.33%	-7.69%	10.17%	31.11%	-47.06%
Effective Tax Rate	19.66%	20.02%	19.61%	19.74%	18.49%	20.71%

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.