Kiatnakin Phatra Bank PCL (BKK:KKP)

Kiatnakin Phatra Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	27,350	30,515	30,717	23,671	19,489	19,584
Interest Income on Investments	199.89	153.15	339.74	506.67	1,329	389.16
Total Interest Income	27,550	30,668	31,057	24,177	20,818	19,973
Interest Paid on Deposits	9,709	10,667	8,424	4,589	3,788	4,905
Net Interest Income	17,840	20,001	22,634	19,588	17,030	15,068
Net Interest Income Growth (YoY)	-14.73%	-11.63%	15.55%	15.02%	13.02%	16.88%
Gain (Loss) on Sale of Assets	2.53	2.53	3.33	19.38	16.19	23.08
Gain (Loss) on Sale of Investments	1.98	22.77	-12.08	-3.71	-9.64	49.56
Other Non-Interest Income	7,750	6,686	5,654	7,974	7,332	5,134
Total Non-Interest Income	7,754	6,712	5,645	7,990	7,338	5,207
Non-Interest Income Growth (YoY)	40.05%	18.89%	-29.34%	8.88%	40.93%	-14.73%
Revenues Before Loan Losses	25,595	26,713	28,279	27,578	24,368	20,275
Provision for Loan Losses	3,899	3,974	6,082	5,036	5,201	4,095
Revenue	21,696	22,739	22,197	22,542	19,168	16,181
Revenue Growth (YoY)	-1.26%	2.44%	-1.53%	17.60%	18.46%	-6.59%
Salaries and Employee Benefits	7,455	7,155	7,081	6,954	6,428	5,664
Occupancy Expenses	1,432	1,410	1,315	1,108	998.67	1,134
Selling, General & Administrative	316.12	317.41	292.82	247.09	139.69	181.84
Other Non-Interest Expense	2,622	2,916	2,959	3,124	2,118	1,929
Total Non-Interest Expense	14,776	16,516	15,894	13,013	11,248	10,652
EBT Excluding Unusual Items	6,920	6,223	6,303	9,529	7,919	5,529
Other Unusual Items	89.02	89.02	483.92	-39.3	-122.39	958.12
Pretax Income	7,009	6,312	6,787	9,490	7,797	6,487
Income Tax Expense	1,393	1,264	1,331	1,873	1,442	1,344
Earnings From Continuing Operations	5,616	5,048	5,456	7,616	6,355	5,143
Minority Interest in Earnings	-24.07	-17.53	-12.55	-14.34	-37.26	-19.86
Net Income	5,592	5,031	5,443	7,602	6,318	5,123
Net Income to Common	5,592	5,031	5,443	7,602	6,318	5,123
Net Income Growth	31.61%	-7.58%	-28.40%	20.32%	23.32%	-14.45%
Basic Shares Outstanding	829	843	847	847	847	847
Diluted Shares Outstanding	829	843	847	847	847	847
Shares Change (YoY)	-1.97%	-0.49%	-	-	-	-
EPS (Basic)	6.74	5.97	6.43	8.98	7.46	6.05
EPS (Diluted)	6.74	5.97	6.43	8.98	7.46	6.05
EPS Growth	34.25%	-7.13%	-28.40%	20.32%	23.32%	-14.45%
Dividend Per Share	4.250	4.000	3.000	3.250	2.950	2.250
Dividend Growth	41.67%	33.33%	-7.69%	10.17%	31.11%	-47.06%
Effective Tax Rate	19.87%	20.02%	19.61%	19.74%	18.49%	20.71%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.