Krungthai Card PCL (BKK:KTC)
Thailand flag Thailand · Delayed Price · Currency is THB
27.50
+0.25 (0.92%)
At close: Jan 19, 2026

Krungthai Card PCL Income Statement

Millions THB. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2016 - 2020
Interest and Dividend Income
16,25416,18812,74211,37910,673
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Total Interest Expense
1,6941,8061,7031,3921,416
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Net Interest Income
14,56014,38211,0399,9869,257
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Commissions and Fees
6,5136,3788,8357,9767,234
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Gain (Loss) on Sale of Investments
-0---
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Other Revenue
646.86554.14456.07394.75246.08
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Revenue Before Loan Losses
21,71921,31420,33018,35716,738
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Provision for Loan Losses
1,8692,6532,6451,4482,189
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19,85118,66217,68516,90914,548
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Revenue Growth (YoY)
6.37%5.52%4.59%16.23%1.33%
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Cost of Services Provided
9,6398,9798,1827,5586,817
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Other Operating Expenses
-642.75618.56558.5508.71
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Total Operating Expenses
9,6399,6228,8018,1177,326
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Operating Income
10,2129,0408,8858,7937,223
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Earnings From Equity Investments
--47.0217.4410.67
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Currency Exchange Gain (Loss)
244.07225.66136.5861.0622.18
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Pretax Income
10,4569,2659,0688,8717,255
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Income Tax Expense
2,8971,8771,8191,8181,467
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Earnings From Continuing Ops.
7,5597,3887,2507,0545,789
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Minority Interest in Earnings
222.2849.1545.7625.7990.17
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Net Income
7,7827,4377,2957,0795,879
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Net Income to Common
7,7827,4377,2957,0795,879
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Net Income Growth
4.63%1.94%3.05%20.42%10.23%
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Shares Outstanding (Basic)
2,5772,5822,5782,5742,578
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Shares Outstanding (Diluted)
2,5772,5822,5782,5742,578
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Shares Change (YoY)
-0.22%0.17%0.14%-0.16%0.00%
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EPS (Basic)
3.022.882.832.752.28
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EPS (Diluted)
3.022.882.832.752.28
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EPS Growth
4.86%1.77%2.91%20.61%10.23%
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Free Cash Flow
-5,8331,927-4,3958,239
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Free Cash Flow Per Share
-2.260.75-1.713.19
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Dividend Per Share
-1.3201.2701.1501.000
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Dividend Growth
-3.94%10.44%15.00%13.64%
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Operating Margin
51.44%48.44%50.24%52.00%49.65%
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Profit Margin
39.20%39.85%41.25%41.87%40.41%
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Free Cash Flow Margin
-31.25%10.90%-25.99%56.63%
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Effective Tax Rate
27.71%20.26%20.05%20.49%20.22%
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Revenue as Reported
27,69527,45625,41823,23121,442
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Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.