Krungthai Card PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Net Income	-	7,437	7,295	7,079	5,879	Upgrade
Depreciation & Amortization	-	383.99	384.46	397.66	438.64	Upgrade
Other Amortization	-	141.81	150.28	151.75	155.58	Upgrade
Loss (Gain) From Sale of Investments	-	-0.01	-0	-0	-0	Upgrade
Asset Writedown & Restructuring Costs	-	0	0.17	2.28	1.07	Upgrade
Provision for Credit Losses	-	6,762	5,894	4,868	5,456	Upgrade
Loss (Gain) on Equity Investments	-	-	-47.02	-17.44	-10.67	Upgrade
Change in Accounts Payable	-	-1,488	1,733	1,009	-722.38	Upgrade
Change in Unearned Revenue	-	183.39	130.42	105.92	135.47	Upgrade
Change in Other Net Operating Assets	-	-7,323	-13,379	-18,140	-2,979	Upgrade
Other Operating Activities	-	-96.69	12.54	239.89	-36.56	Upgrade
Operating Cash Flow	-	6,000	2,103	-4,277	8,334	Upgrade
Operating Cash Flow Growth	-	185.30%	-	-	52.38%	Upgrade
Capital Expenditures	-	-167.15	-176.09	-118.07	-95.09	Upgrade
Sale of Property, Plant & Equipment	-	4.85	0.45	1.62	1.5	Upgrade
Cash Acquisitions	-	-25.4	-12.59	-	-551.34	Upgrade
Sale (Purchase) of Intangibles	-	-115.96	-160.69	-112.28	-133.77	Upgrade
Investment in Securities	-	154.5	-	3	-	Upgrade
Investing Cash Flow	-	-149.15	-348.92	-225.72	-778.69	Upgrade
Short-Term Debt Issued	-	603.81	-	1,024	-	Upgrade
Long-Term Debt Issued	-	7,230	9,443	15,623	10,531	Upgrade
Total Debt Issued	-	7,834	9,443	16,647	10,531	Upgrade
Short-Term Debt Repaid	-	-	-781.22	-	-6,620	Upgrade
Long-Term Debt Repaid	-	-12,691	-4,290	-9,747	-9,033	Upgrade
Total Debt Repaid	-	-12,691	-5,071	-9,747	-15,652	Upgrade
Net Debt Issued (Repaid)	-	-4,857	4,373	6,900	-5,121	Upgrade
Common Dividends Paid	-	-3,274	-2,965	-2,578	-2,269	Upgrade
Financing Cash Flow	-	-8,132	1,408	4,322	-7,390	Upgrade
Net Cash Flow	-	-2,281	3,162	-180.95	165.5	Upgrade
Free Cash Flow	-	5,833	1,927	-4,395	8,239	Upgrade
Free Cash Flow Growth	-	202.70%	-	-	56.69%	Upgrade
Free Cash Flow Margin	-	31.25%	10.90%	-25.99%	56.63%	Upgrade
Free Cash Flow Per Share	-	2.26	0.75	-1.71	3.19	Upgrade
Cash Interest Paid	-	1,705	1,465	1,269	1,388	Upgrade
Cash Income Tax Paid	-	2,014	1,962	1,683	1,441	Upgrade

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.