Micro Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	482.96	655.29	783.83	706.19	503.93
Total Interest Expense	110.14	168.3	202.02	147	63.16
Net Interest Income	372.82	486.99	581.81	559.19	440.77
Commissions and Fees	96.27	93.64	124.7	140.22	119.88
Other Revenue	21.04	11.89	10.75	7.33	8.55
Revenue Before Loan Losses	490.13	592.51	717.26	706.74	569.2
Provision for Loan Losses	46.12	171.85	210.57	160.2	110.63
Revenue	444.01	420.66	506.69	546.54	458.57
Revenue Growth (YoY)	5.55%	-16.98%	-7.29%	19.18%	20.68%
Cost of Services Provided	263.12	306.5	322.15	291.54	186.14
Other Operating Expenses	111.77	304.64	292.1	173.7	43.58
Total Operating Expenses	374.89	611.14	614.24	465.23	229.72
Operating Income	69.12	-190.49	-107.56	81.3	228.85
EBT Excluding Unusual Items	69.12	-190.49	-107.56	81.3	228.85
Other Unusual Items	1.27	14.1	9.21	0.22	-1.41
Pretax Income	70.39	-176.39	-98.34	81.53	227.44
Income Tax Expense	9.25	-32.24	-18.28	16.38	39.98
Earnings From Continuing Ops.	61.14	-144.15	-80.06	65.15	187.46
Minority Interest in Earnings	-14.92	-9	27.52	13.99	-
Net Income	46.22	-153.15	-52.54	79.14	187.46
Net Income to Common	46.22	-153.15	-52.54	79.14	187.46
Net Income Growth	-	-	-	-57.78%	38.77%
Shares Outstanding (Basic)	924	1,021	938	1,131	937
Shares Outstanding (Diluted)	924	1,021	938	1,131	937
Shares Change (YoY)	-9.46%	8.83%	-17.01%	20.61%	22.76%
EPS (Basic)	0.05	-0.15	-0.06	0.07	0.20
EPS (Diluted)	0.05	-0.15	-0.06	0.07	0.20
EPS Growth	-	-	-	-65.00%	13.04%
Free Cash Flow	1,062	1,177	366.5	-1,016	-942.3
Free Cash Flow Per Share	1.15	1.15	0.39	-0.90	-1.00
Dividend Per Share	0.027	-	-	0.036	0.077
Dividend Growth	-	-	-	-53.25%	40.00%
Operating Margin	15.57%	-45.28%	-21.23%	14.88%	49.91%
Profit Margin	10.41%	-36.41%	-10.37%	14.48%	40.88%
Free Cash Flow Margin	239.29%	279.80%	72.33%	-185.87%	-205.49%
Effective Tax Rate	13.14%	-	-	20.09%	17.58%
Revenue as Reported	600.27	760.81	919.27	853.74	632.36

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.