Micro Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	521.95	655.29	783.83	706.19	503.93	355.62
Total Interest Expense	125.65	168.3	202.02	147	63.16	47.9
Net Interest Income	396.3	486.99	581.81	559.19	440.77	307.72
Commissions and Fees	93.88	93.64	124.7	140.22	119.88	77.94
Other Revenue	12.16	11.89	10.75	7.33	8.55	10.92
Revenue Before Loan Losses	502.34	592.51	717.26	706.74	569.2	396.57
Provision for Loan Losses	101.91	171.85	210.57	160.2	110.63	16.59
Revenue	400.43	420.66	506.69	546.54	458.57	379.98
Revenue Growth (YoY)	-16.30%	-16.98%	-7.29%	19.18%	20.68%	41.67%
Cost of Services Provided	272.74	306.5	322.15	291.54	186.14	152.72
Other Operating Expenses	171.01	304.64	292.1	173.7	43.58	40.92
Total Operating Expenses	443.76	611.14	614.24	465.23	229.72	193.64
Operating Income	-43.33	-190.49	-107.56	81.3	228.85	186.33
EBT Excluding Unusual Items	-43.33	-190.49	-107.56	81.3	228.85	186.33
Other Unusual Items	14.1	14.1	9.21	0.22	-1.41	-10.13
Pretax Income	-29.23	-176.39	-98.34	81.53	227.44	176.2
Income Tax Expense	-4.68	-32.24	-18.28	16.38	39.98	41.11
Earnings From Continuing Ops.	-24.55	-144.15	-80.06	65.15	187.46	135.09
Minority Interest in Earnings	-16.59	-9	27.52	13.99	-	-
Net Income	-41.14	-153.15	-52.54	79.14	187.46	135.09
Net Income to Common	-41.14	-153.15	-52.54	79.14	187.46	135.09
Net Income Growth	-	-	-	-57.78%	38.77%	21.94%
Shares Outstanding (Basic)	1,008	1,008	938	1,131	937	764
Shares Outstanding (Diluted)	1,008	1,008	938	1,131	937	764
Shares Change (YoY)	7.40%	7.40%	-17.01%	20.61%	22.76%	9.08%
EPS (Basic)	-0.04	-0.15	-0.06	0.07	0.20	0.18
EPS (Diluted)	-0.04	-0.15	-0.06	0.07	0.20	0.18
EPS Growth	-	-	-	-65.00%	13.04%	11.79%
Free Cash Flow	1,216	1,177	366.5	-1,016	-942.3	-282.58
Free Cash Flow Per Share	1.21	1.17	0.39	-0.90	-1.00	-0.37
Dividend Per Share	-	-	-	0.036	0.077	0.055
Dividend Growth	-	-	-	-53.25%	40.00%	-
Operating Margin	-10.82%	-45.28%	-21.23%	14.88%	49.91%	49.04%
Profit Margin	-10.27%	-36.41%	-10.37%	14.48%	40.88%	35.55%
Free Cash Flow Margin	303.56%	279.80%	72.33%	-185.87%	-205.49%	-74.37%
Effective Tax Rate	-	-	-	20.09%	17.58%	23.33%
Revenue as Reported	627.98	760.81	919.27	853.74	632.36	444.47

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.