Micro Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	450.45	482.96	655.29	783.83	706.19	503.93
Total Interest Expense	95.73	110.14	168.3	202.02	147	63.16
Net Interest Income	354.72	372.82	486.99	581.81	559.19	440.77
Commissions and Fees	98.08	96.27	93.64	124.7	140.22	119.88
Other Revenue	20.02	21.04	11.89	10.75	7.33	8.55
Revenue Before Loan Losses	472.83	490.13	592.51	717.26	706.74	569.2
Provision for Loan Losses	33.48	46.12	171.85	210.57	160.2	110.63
Revenue	439.35	444.01	420.66	506.69	546.54	458.57
Revenue Growth (YoY)	10.18%	5.55%	-16.98%	-7.29%	19.18%	20.68%
Cost of Services Provided	257.94	263.12	306.5	322.15	291.54	186.14
Other Operating Expenses	87.16	111.77	304.64	292.1	173.7	43.58
Total Operating Expenses	345.1	374.89	611.14	614.24	465.23	229.72
Operating Income	94.25	69.12	-190.49	-107.56	81.3	228.85
EBT Excluding Unusual Items	94.25	69.12	-190.49	-107.56	81.3	228.85
Other Unusual Items	1.27	1.27	14.1	9.21	0.22	-1.41
Pretax Income	95.52	70.39	-176.39	-98.34	81.53	227.44
Income Tax Expense	14.29	9.25	-32.24	-18.28	16.38	39.98
Earnings From Continuing Ops.	81.23	61.14	-144.15	-80.06	65.15	187.46
Minority Interest in Earnings	-13.35	-14.92	-9	27.52	13.99	-
Net Income	67.88	46.22	-153.15	-52.54	79.14	187.46
Net Income to Common	67.88	46.22	-153.15	-52.54	79.14	187.46
Net Income Growth	-	-	-	-	-57.78%	38.77%
Shares Outstanding (Basic)	925	924	1,021	938	1,131	937
Shares Outstanding (Diluted)	925	924	1,021	938	1,131	937
Shares Change (YoY)	-8.05%	-9.46%	8.83%	-17.01%	20.61%	22.76%
EPS (Basic)	0.07	0.05	-0.15	-0.06	0.07	0.20
EPS (Diluted)	0.07	0.05	-0.15	-0.06	0.07	0.20
EPS Growth	-	-	-	-	-65.00%	13.04%
Free Cash Flow	904.97	1,062	1,177	366.5	-1,016	-942.3
Free Cash Flow Per Share	0.98	1.15	1.15	0.39	-0.90	-1.00
Dividend Per Share	0.027	0.027	-	-	0.036	0.077
Dividend Growth	-	-	-	-	-53.25%	40.00%
Operating Margin	21.45%	15.57%	-45.28%	-21.23%	14.88%	49.91%
Profit Margin	15.45%	10.41%	-36.41%	-10.37%	14.48%	40.88%
Free Cash Flow Margin	205.98%	239.29%	279.80%	72.33%	-185.87%	-205.49%
Effective Tax Rate	14.96%	13.14%	-	-	20.09%	17.58%
Revenue as Reported	568.55	600.27	760.81	919.27	853.74	632.36

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.