Muangthai Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	29,222	26,956	23,500	19,199	15,195	13,962
Total Interest Expense	5,977	5,142	3,857	2,813	2,127	1,817
Net Interest Income	23,245	21,814	19,644	16,386	13,068	12,145
Commissions and Fees	565.41	780.71	920.92	791.53	768.78	726.43
Other Revenue	164.87	165.36	104.79	77.9	54.75	44.65
Revenue Before Loan Losses	23,975	22,760	20,669	17,255	13,891	12,916
Provision for Loan Losses	3,368	3,501	3,934	2,433	747.99	291.12
Revenue	20,608	19,259	16,735	14,822	13,143	12,625
Revenue Growth (YoY)	9.74%	15.08%	12.90%	12.77%	4.11%	19.02%
Salaries & Employee Benefits	6,973	6,973	6,085	4,749	4,272	3,676
Cost of Services Provided	2,115	1,413	1,409	1,345	921.73	805.24
Other Operating Expenses	885.68	885.68	765.13	617.81	509.39	494
Total Operating Expenses	11,493	10,790	9,702	8,069	6,961	6,144
Operating Income	9,115	8,469	7,033	6,753	6,182	6,480
EBT Excluding Unusual Items	9,115	8,469	7,033	6,753	6,182	6,480
Gain (Loss) on Sale of Investments	-1,009	-1,141	-906.74	-393.68	19.51	36.14
Pretax Income	8,106	7,328	6,126	6,360	6,201	6,516
Income Tax Expense	1,621	1,461	1,220	1,267	1,257	1,303
Net Income	6,485	5,867	4,906	5,093	4,945	5,214
Net Income to Common	6,485	5,867	4,906	5,093	4,945	5,214
Net Income Growth	14.25%	19.58%	-3.66%	3.00%	-5.17%	23.04%
Shares Outstanding (Basic)	2,120	2,120	2,120	2,120	2,120	2,120
Shares Outstanding (Diluted)	2,120	2,120	2,120	2,120	2,120	2,120
Shares Change (YoY)	-0.13%	-	-	-	-	-
EPS (Basic)	3.06	2.77	2.31	2.40	2.33	2.46
EPS (Diluted)	3.06	2.77	2.31	2.40	2.33	2.46
EPS Growth	14.40%	19.58%	-3.66%	3.00%	-5.17%	23.04%
Free Cash Flow	-7,019	-7,659	-11,994	-18,321	-12,654	-3,021
Free Cash Flow Per Share	-3.31	-3.61	-5.66	-8.64	-5.97	-1.43
Dividend Per Share	0.250	0.250	0.210	0.950	0.370	0.370
Dividend Growth	19.05%	19.05%	-77.90%	156.76%	-	23.33%
Operating Margin	44.23%	43.97%	42.02%	45.56%	47.03%	51.33%
Profit Margin	31.47%	30.46%	29.32%	34.36%	37.62%	41.30%
Free Cash Flow Margin	-34.06%	-39.77%	-71.67%	-123.61%	-96.28%	-23.93%
Effective Tax Rate	20.00%	19.93%	19.91%	19.92%	20.27%	19.99%
Revenue as Reported	29,952	27,902	24,526	20,068	16,019	14,733

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.