Muangthai Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	30,010	26,956	23,500	19,199	15,195
Total Interest Expense	6,167	5,142	3,857	2,813	2,127
Net Interest Income	23,843	21,814	19,644	16,386	13,068
Commissions and Fees	572	780.71	920.92	791.53	768.78
Other Revenue	157	165.36	104.79	77.9	54.75
Revenue Before Loan Losses	24,572	22,760	20,669	17,255	13,891
Provision for Loan Losses	3,353	3,501	3,934	2,433	747.99
Revenue	21,219	19,259	16,735	14,822	13,143
Revenue Growth (YoY)	10.17%	15.08%	12.90%	12.77%	4.11%
Salaries & Employee Benefits	-	6,973	6,085	4,749	4,272
Cost of Services Provided	11,759	1,413	1,409	1,345	921.73
Other Operating Expenses	-	885.68	765.13	617.81	509.39
Total Operating Expenses	11,759	10,790	9,702	8,069	6,961
Operating Income	9,460	8,469	7,033	6,753	6,182
EBT Excluding Unusual Items	9,460	8,469	7,033	6,753	6,182
Gain (Loss) on Sale of Investments	-1,051	-1,141	-906.74	-393.68	19.51
Pretax Income	8,409	7,328	6,126	6,360	6,201
Income Tax Expense	1,686	1,461	1,220	1,267	1,257
Net Income	6,723	5,867	4,906	5,093	4,945
Net Income to Common	6,723	5,867	4,906	5,093	4,945
Net Income Growth	14.58%	19.58%	-3.66%	3.00%	-5.17%
Shares Outstanding (Basic)	2,121	2,120	2,120	2,120	2,120
Shares Outstanding (Diluted)	2,121	2,120	2,120	2,120	2,120
Shares Change (YoY)	0.04%	-	-	-	-
EPS (Basic)	3.17	2.77	2.31	2.40	2.33
EPS (Diluted)	3.17	2.77	2.31	2.40	2.33
EPS Growth	14.54%	19.58%	-3.66%	3.00%	-5.17%
Free Cash Flow	-	-7,659	-11,994	-18,321	-12,654
Free Cash Flow Per Share	-	-3.61	-5.66	-8.64	-5.97
Dividend Per Share	-	0.250	0.210	0.950	0.370
Dividend Growth	-	19.05%	-77.90%	156.76%	-
Operating Margin	44.58%	43.97%	42.02%	45.56%	47.03%
Profit Margin	31.68%	30.46%	29.32%	34.36%	37.62%
Free Cash Flow Margin	-	-39.77%	-71.67%	-123.61%	-96.28%
Effective Tax Rate	20.05%	19.93%	19.91%	19.92%	20.27%
Revenue as Reported	30,739	27,902	24,526	20,068	16,019

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.