Next Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,614	1,543	1,543	1,511	1,028	880.14
Total Interest Expense	261.27	267.12	216.27	158.49	97.31	113.68
Net Interest Income	1,352	1,276	1,327	1,352	931.01	766.46
Commissions and Fees	297.3	273.4	237.49	180.11	143.6	100.8
Other Revenue	200.17	199.7	202.87	231	-	-
Revenue Before Loan Losses	1,850	1,749	1,767	1,763	1,075	867.26
Provision for Loan Losses	505.74	751.3	736.8	875.03	363.36	378.63
Revenue	1,344	997.64	1,030	888.42	711.24	488.62
Revenue Growth (YoY)	47.62%	-3.19%	15.99%	24.91%	45.56%	7.38%
Cost of Services Provided	706.64	686.44	691.93	663.6	527.81	403.46
Other Operating Expenses	-7.27	-	-	-	-209.98	-160.45
Total Operating Expenses	699.37	686.44	691.93	663.6	317.83	243.01
Operating Income	644.7	311.2	338.53	224.81	393.42	245.61
EBT Excluding Unusual Items	644.7	311.2	338.53	224.81	393.42	245.61
Pretax Income	650.06	300.92	323.84	209.69	389.42	252.67
Income Tax Expense	126.34	61.22	64.01	44.87	78.48	50.9
Earnings From Continuing Ops.	523.72	239.69	259.83	164.82	310.94	201.77
Minority Interest in Earnings	0	0	0.01	0.06	0.01	-
Net Income	523.72	239.69	259.84	164.89	310.95	201.77
Net Income to Common	523.72	239.69	259.84	164.89	310.95	201.77
Net Income Growth	188.86%	-7.75%	57.59%	-46.97%	54.11%	59.84%
Shares Outstanding (Basic)	1,350	1,350	1,350	1,147	900	648
Shares Outstanding (Diluted)	1,350	1,350	1,350	1,147	900	648
Shares Change (YoY)	-	-	17.74%	27.40%	38.99%	7.92%
EPS (Basic)	0.39	0.18	0.19	0.14	0.35	0.31
EPS (Diluted)	0.39	0.18	0.19	0.14	0.35	0.31
EPS Growth	188.86%	-7.75%	33.84%	-58.38%	10.88%	48.10%
Free Cash Flow	62.29	-62.97	-1,568	-2,031	-1,196	405.19
Free Cash Flow Per Share	0.05	-0.05	-1.16	-1.77	-1.33	0.63
Dividend Per Share	0.022	0.022	-	-	-	0.167
Dividend Growth	-	-	-	-	-	38.92%
Operating Margin	47.97%	31.19%	32.85%	25.30%	55.31%	50.27%
Profit Margin	38.96%	24.03%	25.22%	18.56%	43.72%	41.29%
Free Cash Flow Margin	4.63%	-6.31%	-152.17%	-228.58%	-168.17%	82.92%
Effective Tax Rate	19.44%	20.35%	19.77%	21.40%	20.15%	20.14%
Revenue as Reported	2,118	2,016	1,983	1,922	1,382	1,141

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.