Next Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	1,687	1,648	1,543	1,543	1,511	1,028
Total Interest Expense	252.09	256.38	267.12	216.27	158.49	97.31
Net Interest Income	1,435	1,392	1,276	1,327	1,352	931.01
Commissions and Fees	299.91	296.85	273.4	237.49	180.11	143.6
Other Revenue	1.09	-	-	-	231	-
Revenue Before Loan Losses	1,736	1,689	1,549	1,564	1,763	1,075
Provision for Loan Losses	466.69	488.6	751.3	736.8	875.03	363.36
Revenue	1,269	1,200	797.94	827.6	888.42	711.24
Revenue Growth (YoY)	30.00%	50.40%	-3.58%	-6.85%	24.91%	45.56%
Cost of Services Provided	739.47	726.35	686.44	691.93	663.6	527.81
Other Operating Expenses	-211.23	-211.23	-199.68	-202.77	-	-209.98
Total Operating Expenses	528.24	515.12	486.76	489.16	663.6	317.83
Operating Income	741.18	684.97	311.18	338.44	224.81	393.42
EBT Excluding Unusual Items	741.18	684.97	311.18	338.44	224.81	393.42
Pretax Income	745.78	689.84	300.92	323.84	209.69	389.42
Income Tax Expense	145.58	134.59	61.22	64.01	44.87	78.48
Earnings From Continuing Ops.	600.19	555.24	239.69	259.83	164.82	310.94
Minority Interest in Earnings	0	0	0	0.01	0.06	0.01
Net Income	600.19	555.24	239.69	259.84	164.89	310.95
Net Income to Common	600.19	555.24	239.69	259.84	164.89	310.95
Net Income Growth	73.73%	131.65%	-7.75%	57.59%	-46.97%	54.11%
Shares Outstanding (Basic)	1,359	1,350	1,350	1,350	1,147	900
Shares Outstanding (Diluted)	1,359	1,350	1,350	1,350	1,147	900
Shares Change (YoY)	0.81%	-	-	17.74%	27.40%	38.99%
EPS (Basic)	0.44	0.41	0.18	0.19	0.14	0.35
EPS (Diluted)	0.44	0.41	0.18	0.19	0.14	0.35
EPS Growth	72.34%	131.65%	-7.75%	33.84%	-58.38%	10.88%
Free Cash Flow	-	203.74	-62.97	-1,568	-2,031	-1,196
Free Cash Flow Per Share	-	0.15	-0.05	-1.16	-1.77	-1.33
Dividend Per Share	0.041	0.041	0.022	-	-	-
Dividend Growth	85.14%	85.14%	-	-	-	-
Operating Margin	58.39%	57.08%	39.00%	40.89%	25.30%	55.31%
Profit Margin	47.28%	46.27%	30.04%	31.40%	18.56%	43.72%
Free Cash Flow Margin	-	16.98%	-7.89%	-189.47%	-228.58%	-168.17%
Effective Tax Rate	19.52%	19.51%	20.35%	19.77%	21.40%	20.15%
Revenue as Reported	2,199	2,156	2,016	1,983	1,922	1,382

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.