Next Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	1,648	1,543	1,543	1,511	1,028
Total Interest Expense	256.38	267.12	216.27	158.49	97.31
Net Interest Income	1,392	1,276	1,327	1,352	931.01
Commissions and Fees	296.85	273.4	237.49	180.11	143.6
Other Revenue	-	-	-	231	-
Revenue Before Loan Losses	1,689	1,549	1,564	1,763	1,075
Provision for Loan Losses	488.6	751.3	736.8	875.03	363.36
Revenue	1,200	797.94	827.6	888.42	711.24
Revenue Growth (YoY)	50.40%	-3.58%	-6.85%	24.91%	45.56%
Cost of Services Provided	726.35	686.44	691.93	663.6	527.81
Other Operating Expenses	-211.23	-199.68	-202.77	-	-209.98
Total Operating Expenses	515.12	486.76	489.16	663.6	317.83
Operating Income	684.97	311.18	338.44	224.81	393.42
EBT Excluding Unusual Items	684.97	311.18	338.44	224.81	393.42
Pretax Income	689.84	300.92	323.84	209.69	389.42
Income Tax Expense	134.59	61.22	64.01	44.87	78.48
Earnings From Continuing Ops.	555.24	239.69	259.83	164.82	310.94
Minority Interest in Earnings	0	0	0.01	0.06	0.01
Net Income	555.24	239.69	259.84	164.89	310.95
Net Income to Common	555.24	239.69	259.84	164.89	310.95
Net Income Growth	131.65%	-7.75%	57.59%	-46.97%	54.11%
Shares Outstanding (Basic)	1,350	1,350	1,350	1,147	900
Shares Outstanding (Diluted)	1,350	1,350	1,350	1,147	900
Shares Change (YoY)	-	-	17.74%	27.40%	38.99%
EPS (Basic)	0.41	0.18	0.19	0.14	0.35
EPS (Diluted)	0.41	0.18	0.19	0.14	0.35
EPS Growth	131.65%	-7.75%	33.84%	-58.38%	10.88%
Free Cash Flow	203.74	-62.97	-1,568	-2,031	-1,196
Free Cash Flow Per Share	0.15	-0.05	-1.16	-1.77	-1.33
Dividend Per Share	0.041	0.022	-	-	-
Dividend Growth	85.14%	-	-	-	-
Operating Margin	57.08%	39.00%	40.89%	25.30%	55.31%
Profit Margin	46.27%	30.04%	31.40%	18.56%	43.72%
Free Cash Flow Margin	16.98%	-7.89%	-189.47%	-228.58%	-168.17%
Effective Tax Rate	19.51%	20.35%	19.77%	21.40%	20.15%
Revenue as Reported	2,156	2,016	1,983	1,922	1,382

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.