The Navakij Insurance PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	566	749	960	1,017	1,170	1,601
Market Cap Growth	-42.14%	-21.98%	-5.70%	-13.03%	-26.93%	-6.63%
Enterprise Value	423	571	726	874	747	1,360
PE Ratio	-	-	-	9.49	47.10	14.64
PS Ratio	0.16	0.21	0.25	0.31	0.40	0.56
PB Ratio	0.33	0.45	0.43	0.48	0.54	0.71
P/FCF Ratio	-	3.97	18.57	-	19.57	14.75
P/OCF Ratio	-	3.84	14.08	-	5.58	13.90
EV/Sales Ratio	0.12	0.16	0.19	0.27	0.26	0.48
EV/EBITDA Ratio	-	-	-	6.07	11.23	8.93
EV/EBIT Ratio	-	-	-	6.83	13.84	9.83
EV/FCF Ratio	-5.36	3.03	14.05	-	12.50	12.53
Debt / Equity Ratio	0.02	0.02	0.02	0.02	0.02	0.02
Debt / EBITDA Ratio	-	-	-	0.23	0.43	0.24
Debt / FCF Ratio	-	0.18	0.66	-	0.62	0.38
Net Debt / Equity Ratio	-0.08	-0.18	-0.06	-0.07	-0.12	-0.12
Net Debt / EBITDA Ratio	0.54	0.42	2.24	-1.05	-3.86	-1.71
Net Debt / FCF Ratio	1.81	-1.57	-2.43	2.82	-4.29	-2.40
Quick Ratio	58.27	0.11	0.27	0.34	0.38	0.38
Current Ratio	162.96	0.52	0.41	0.57	0.72	0.77
Asset Turnover	0.69	0.73	0.73	0.53	0.47	0.46
Return on Equity (ROE)	-12.60%	-30.09%	-2.62%	4.98%	1.12%	5.04%
Return on Assets (ROA)	-3.49%	-9.28%	-0.89%	1.30%	0.54%	1.40%
Return on Invested Capital (ROIC)	-16.65%	-37.11%	-3.45%	4.96%	1.29%	5.14%
Earnings Yield	-39.51%	-77.95%	-5.94%	10.54%	2.12%	6.83%
FCF Yield	-13.94%	25.17%	5.38%	-5.26%	5.11%	6.78%
Dividend Yield	-	-	7.01%	5.75%	3.33%	3.65%
Payout Ratio	-	-	-	33.56%	211.33%	48.01%
Total Shareholder Return	-	-	7.01%	5.75%	3.33%	3.65%