S 11 Group PCL (BKK:S11)

S 11 Group PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	1,045	1,110	1,366	1,484	1,692	1,905
Total Interest Expense	147.84	170.34	161.48	90.63	119.17	158
Net Interest Income	897.01	940.01	1,205	1,393	1,573	1,747
Commissions and Fees	46.18	49.43	81.51	89.82	94.61	94.29
Other Revenue	124.02	93.15	48.1	44.32	36.51	27.62
Revenue Before Loan Losses	1,067	1,083	1,334	1,527	1,704	1,869
Provision for Loan Losses	308.3	540.95	809.2	692.64	741.19	682.61
Revenue	758.91	541.65	525.09	834.67	962.82	1,187
Revenue Growth (YoY)	104.12%	3.15%	-37.09%	-13.31%	-18.87%	-5.07%
Cost of Services Provided	256.82	279.33	308.5	304.82	327.18	347.56
Other Operating Expenses	66.48	116.97	155.01	90.06	135.96	225.41
Total Operating Expenses	323.3	396.3	463.51	394.88	463.14	572.97
Operating Income	435.61	145.35	61.58	439.78	499.68	613.76
Earnings From Equity Investments	-	-	-	-	-	0.11
Pretax Income	431.61	145.35	61.58	439.78	499.68	613.87
Income Tax Expense	85.94	28.73	12.01	88.12	99.67	122.57
Earnings From Continuing Ops.	345.67	116.62	49.56	351.66	400	491.3
Minority Interest in Earnings	0.04	-0.03	-0.11	0.07	-0.03	-0.04
Net Income	345.7	116.59	49.45	351.73	399.98	491.26
Net Income to Common	345.7	116.59	49.45	351.73	399.98	491.26
Net Income Growth	-	135.77%	-85.94%	-12.06%	-18.58%	-7.14%
Shares Outstanding (Basic)	613	613	613	613	615	613
Shares Outstanding (Diluted)	613	613	613	613	615	613
Shares Change (YoY)	-	-	-	-0.38%	0.38%	-
EPS (Basic)	0.56	0.19	0.08	0.57	0.65	0.80
EPS (Diluted)	0.56	0.19	0.08	0.57	0.65	0.80
EPS Growth	-	135.77%	-85.94%	-11.72%	-18.89%	-7.14%
Free Cash Flow	634.01	813.2	-984.51	5.01	1,220	663.72
Free Cash Flow Per Share	1.03	1.33	-1.61	0.01	1.98	1.08
Dividend Per Share	0.100	0.100	-	0.200	0.260	0.250
Dividend Growth	-	-	-	-23.08%	4.00%	-41.86%
Operating Margin	57.40%	26.83%	11.73%	52.69%	51.90%	51.72%
Profit Margin	45.55%	21.53%	9.42%	42.14%	41.54%	41.40%
Free Cash Flow Margin	83.54%	150.13%	-187.49%	0.60%	126.75%	55.93%
Effective Tax Rate	19.91%	19.77%	19.51%	20.04%	19.95%	19.97%
Revenue as Reported	1,215	1,253	1,496	1,618	1,823	2,027

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.