S 11 Group PCL (BKK:S11)

S 11 Group PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	1,006	1,019	1,110	1,366	1,484	1,692
Total Interest Expense	118.69	127.62	170.34	161.48	90.63	119.17
Net Interest Income	887.47	891.46	940.01	1,205	1,393	1,573
Commissions and Fees	45.86	45.74	49.43	81.51	89.82	94.61
Other Revenue	134.27	131.34	93.15	48.1	44.32	36.51
Revenue Before Loan Losses	1,068	1,069	1,083	1,334	1,527	1,704
Provision for Loan Losses	284.69	298.62	540.95	809.2	692.64	741.19
Revenue	782.92	769.92	541.65	525.09	834.67	962.82
Revenue Growth (YoY)	20.25%	42.14%	3.15%	-37.09%	-13.31%	-18.87%
Cost of Services Provided	244.34	252.29	279.33	308.5	304.82	327.18
Other Operating Expenses	33.56	40.07	116.97	155.01	90.06	135.96
Total Operating Expenses	277.9	292.36	396.3	463.51	394.88	463.14
Operating Income	505.01	477.56	145.35	61.58	439.78	499.68
EBT Excluding Unusual Items	505.5	477.56	145.35	61.58	439.78	499.68
Gain (Loss) on Sale of Investments	-10.19	-10.19	-	-	-	-
Pretax Income	495.3	467.36	145.35	61.58	439.78	499.68
Income Tax Expense	98.88	93.41	28.73	12.01	88.12	99.67
Earnings From Continuing Ops.	396.43	373.95	116.62	49.56	351.66	400
Minority Interest in Earnings	0.13	0.1	-0.03	-0.11	0.07	-0.03
Net Income	396.55	374.05	116.59	49.45	351.73	399.98
Net Income to Common	396.55	374.05	116.59	49.45	351.73	399.98
Net Income Growth	70.06%	220.82%	135.77%	-85.94%	-12.06%	-18.58%
Shares Outstanding (Basic)	613	613	613	613	613	615
Shares Outstanding (Diluted)	613	613	613	613	613	615
Shares Change (YoY)	-	-	-	-	-0.38%	0.38%
EPS (Basic)	0.65	0.61	0.19	0.08	0.57	0.65
EPS (Diluted)	0.65	0.61	0.19	0.08	0.57	0.65
EPS Growth	70.06%	220.82%	135.77%	-85.94%	-11.72%	-18.89%
Free Cash Flow	437.96	400.96	813.2	-984.51	5.01	1,220
Free Cash Flow Per Share	0.71	0.65	1.33	-1.61	0.01	1.98
Dividend Per Share	0.250	0.250	0.100	-	0.200	0.260
Dividend Growth	150.00%	150.00%	-	-	-23.08%	4.00%
Operating Margin	64.50%	62.03%	26.83%	11.73%	52.69%	51.90%
Profit Margin	50.65%	48.58%	21.53%	9.42%	42.14%	41.54%
Free Cash Flow Margin	55.94%	52.08%	150.13%	-187.49%	0.60%	126.75%
Effective Tax Rate	19.96%	19.99%	19.77%	19.51%	20.04%	19.95%
Revenue as Reported	1,186	1,196	1,253	1,496	1,618	1,823

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.