S 11 Group PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	377.04	116.59	49.45	351.73	399.98	491.26
Depreciation & Amortization	7.58	7.94	8.59	9.38	10.31	8.64
Loss (Gain) From Sale of Investments	8.6	-	0	-0.81	5.6	-
Asset Writedown & Restructuring Costs	0	0	0	0.1	0	0.02
Provision for Credit Losses	275.53	540.95	809.2	692.64	741.19	682.61
Loss (Gain) on Equity Investments	-	-	-	-	-	-0.11
Change in Accounts Payable	23.67	20.72	-2.18	38.93	-3.47	-65.37
Change in Other Net Operating Assets	-291.83	46.63	-1,783	-1,147	27.48	-422.1
Other Operating Activities	111.34	90.12	-66.38	57.4	58.85	-16.3
Operating Cash Flow	508.43	815.06	-979.87	7.09	1,232	673.02
Operating Cash Flow Growth	-39.09%	-	-	-99.42%	83.13%	-
Capital Expenditures	-11.96	-1.86	-4.63	-2.08	-12.06	-9.3
Sale of Property, Plant & Equipment	0.01	0.06	0.04	0	0.25	0.01
Cash Acquisitions	-0	-	-	-	-	-0.21
Other Investing Activities	-0.08	-0.28	0	-0.31	-0.33	-0.13
Investing Cash Flow	-12.04	-2.08	-4.59	-2.39	-12.14	-9.63
Short-Term Debt Issued	-	-	-	54.59	14.85	59.3
Long-Term Debt Issued	-	1,621	2,872	1,631	1,036	1,792
Total Debt Issued	1,702	1,621	2,872	1,686	1,051	1,851
Short-Term Debt Repaid	-	-383.26	-88.88	-111.4	-10.4	-144.07
Long-Term Debt Repaid	-	-2,107	-1,658	-1,415	-2,093	-2,147
Total Debt Repaid	-2,149	-2,490	-1,747	-1,526	-2,103	-2,291
Net Debt Issued (Repaid)	-446.69	-868.81	1,125	159.36	-1,052	-439.51
Common Dividends Paid	-61.3	-	-61.3	-159.38	-153.25	-232.94
Other Financing Activities	-4.55	-2.45	-6.65	-2.8	-2.28	-3.5
Financing Cash Flow	-512.54	-871.26	1,057	-2.81	-1,208	-675.95
Net Cash Flow	-16.15	-58.28	72.29	1.89	12.52	-12.56
Free Cash Flow	496.47	813.2	-984.51	5.01	1,220	663.72
Free Cash Flow Growth	-40.28%	-	-	-99.59%	83.87%	-
Free Cash Flow Margin	63.95%	150.13%	-187.49%	0.60%	126.75%	55.93%
Free Cash Flow Per Share	0.81	1.33	-1.61	0.01	1.98	1.08
Cash Interest Paid	135.7	159.56	142.62	78.97	103.87	135.76
Cash Income Tax Paid	5.04	1	73.68	64.18	94.05	149.91

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.