Saksiam Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	3,248	3,046	2,673	2,310	1,834	1,607
Total Interest Expense	400.54	391.16	315.77	172.68	103.72	131.41
Net Interest Income	2,848	2,655	2,357	2,137	1,731	1,476
Commissions and Fees	33.17	30.17	25.58	10.6	4.74	1.8
Other Revenue	75.71	47.51	40.99	15.57	8.42	4.91
Revenue Before Loan Losses	2,957	2,732	2,424	2,163	1,744	1,482
Provision for Loan Losses	216.35	194.86	150.69	131.24	63.53	-5.7
Revenue	2,740	2,538	2,273	2,032	1,680	1,488
Revenue Growth (YoY)	11.40%	11.62%	11.87%	20.93%	12.93%	11.84%
Cost of Services Provided	1,613	1,488	1,337	1,144	922	787.73
Total Operating Expenses	1,613	1,488	1,337	1,144	922	787.73
Operating Income	1,127	1,049	936.38	888	758.33	700.27
Earnings From Equity Investments	-	-0.21	0.06	-	-	-
EBT Excluding Unusual Items	1,127	1,049	936.44	888	758.33	700.27
Pretax Income	1,127	1,049	936.44	888	758.33	700.27
Income Tax Expense	234.28	210.56	187.12	177.79	150.88	138.37
Earnings From Continuing Ops.	892.94	838.64	749.32	710.21	607.46	561.91
Minority Interest in Earnings	7.19	2.17	0.65	1.93	0.03	-
Net Income	900.13	840.81	749.97	712.13	607.48	561.91
Net Income to Common	900.13	840.81	749.97	712.13	607.48	561.91
Net Income Growth	9.97%	12.11%	5.31%	17.23%	8.11%	62.43%
Shares Outstanding (Basic)	2,093	2,102	2,083	2,096	2,096	1,596
Shares Outstanding (Diluted)	2,093	2,102	2,083	2,096	2,096	1,596
Shares Change (YoY)	-0.28%	0.90%	-0.61%	-	31.31%	7.13%
EPS (Basic)	0.43	0.40	0.36	0.34	0.29	0.35
EPS (Diluted)	0.43	0.40	0.36	0.34	0.29	0.35
EPS Growth	10.27%	11.11%	5.96%	17.23%	-17.67%	51.62%
Free Cash Flow	1,070	-1,182	-636.21	-1,136	-1,568	844.35
Free Cash Flow Per Share	0.51	-0.56	-0.30	-0.54	-0.75	0.53
Dividend Per Share	0.180	0.180	0.150	0.137	0.116	0.108
Dividend Growth	20.00%	20.00%	9.49%	18.10%	7.41%	260.00%
Operating Margin	41.13%	41.36%	41.19%	43.70%	45.13%	47.06%
Profit Margin	32.85%	33.13%	32.99%	35.05%	36.15%	37.76%
Free Cash Flow Margin	39.04%	-46.60%	-27.99%	-55.91%	-93.31%	56.74%
Effective Tax Rate	20.78%	20.07%	19.98%	20.02%	19.90%	19.76%
Revenue as Reported	3,357	3,124	2,740	2,336	1,848	1,614

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.