Saksiam Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	3,212	3,231	3,046	2,673	2,310	1,834
Total Interest Expense	371.97	385.87	391.16	315.77	172.68	103.72
Net Interest Income	2,840	2,845	2,655	2,357	2,137	1,731
Commissions and Fees	34.9	34.6	30.17	25.58	10.6	4.74
Other Revenue	71.4	75.3	47.51	40.99	15.57	8.42
Revenue Before Loan Losses	2,946	2,955	2,732	2,424	2,163	1,744
Provision for Loan Losses	219.75	219.75	194.86	150.69	131.24	63.53
Revenue	2,727	2,735	2,538	2,273	2,032	1,680
Revenue Growth (YoY)	4.43%	7.80%	11.62%	11.87%	20.93%	12.93%
Cost of Services Provided	1,650	1,632	1,488	1,337	1,144	922
Total Operating Expenses	1,620	1,632	1,488	1,337	1,144	922
Operating Income	1,107	1,103	1,049	936.38	888	758.33
Earnings From Equity Investments	-	-	-0.21	0.06	-	-
EBT Excluding Unusual Items	1,107	1,103	1,049	936.44	888	758.33
Pretax Income	1,107	1,103	1,049	936.44	888	758.33
Income Tax Expense	227.09	228.79	210.56	187.12	177.79	150.88
Earnings From Continuing Ops.	879.81	874.31	838.64	749.32	710.21	607.46
Minority Interest in Earnings	6.83	6.83	2.17	0.65	1.93	0.03
Net Income	886.64	881.14	840.81	749.97	712.13	607.48
Net Income to Common	886.64	881.14	840.81	749.97	712.13	607.48
Net Income Growth	1.75%	4.80%	12.11%	5.31%	17.23%	8.11%
Shares Outstanding (Basic)	2,110	2,098	2,102	2,083	2,096	2,096
Shares Outstanding (Diluted)	2,110	2,098	2,102	2,083	2,096	2,096
Shares Change (YoY)	1.81%	-0.19%	0.90%	-0.61%	-	31.31%
EPS (Basic)	0.42	0.42	0.40	0.36	0.34	0.29
EPS (Diluted)	0.42	0.42	0.40	0.36	0.34	0.29
EPS Growth	-0.06%	5.00%	11.11%	5.96%	17.23%	-17.67%
Free Cash Flow	-	1,202	-1,168	-636.21	-1,136	-1,568
Free Cash Flow Per Share	-	0.57	-0.56	-0.30	-0.54	-0.75
Dividend Per Share	0.200	0.200	0.180	0.150	0.137	0.116
Dividend Growth	11.11%	11.11%	20.00%	9.49%	18.10%	7.41%
Operating Margin	40.60%	40.33%	41.36%	41.19%	43.70%	45.13%
Profit Margin	32.52%	32.21%	33.13%	32.99%	35.05%	36.15%
Free Cash Flow Margin	-	43.95%	-46.02%	-27.99%	-55.91%	-93.31%
Effective Tax Rate	20.52%	20.74%	20.07%	19.98%	20.02%	19.90%
Revenue as Reported	3,318	3,341	3,124	2,740	2,336	1,848

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.